3123 Forestview Dr, Ashland, KY 41102 Property Records

Boyd County property record for 3123 Forestview Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	4,816 sqft · built 1988
Lot Size	0.239 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,420 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2013 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`031-17-00-016.00`

Property Details

APN / Parcel Number

Primary APN	`031-17-00-016.00`
Alternative APN	`545161`

Interior

Stories	2 Stories
Building Area	4,816 sqft Living Area
Basement Area	2,968 sqft
Finished Basement	2,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Security Alarm	Security Alarm

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	3,840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	545161
Street Address	3123 FORESTVIEW DR
City	ASHLAND
State	KY
Zip	41102-6782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	PART OF TRACT 1 -10 ACRES & 0.24 ACRES TERRACE PARK SUBDIVISION
Legal Subdivision	TERRACE PARK SUBITION
Legal Tract	1-10
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3030
Census Tract	30600

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Feb 25, 2013	Deed of Trust, Mortgage · Line of Credit DESCO FCU
Jul 6, 2011	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS & LAON ASSN
Oct 28, 2011	Deed of Trust, Mortgage · Line of Credit HOME FSLA
Oct 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS & LOAN ASSN
Oct 28, 2011	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS & LOAN ASSN
Oct 28, 2011	Deed of Trust, Mortgage · Line of Credit HOME FEDERAL SAVINGS & LOAN ASSN
Mar 13, 2013	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU
Jun 8, 2010	Deed of Trust, Mortgage HOME FEDERAL SAVINGS & LOAN ASSN
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage DESCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1463/442
Date	Mar 30, 2021
Book Page	M1463/442
Instrument	9840291

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1240/593
Date	Feb 25, 2013
Book Page	M1240/593
Instrument	675815

Lender

Name	DESCO FCU
Address	PORTSMOUTH, OH 45662

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Mar 15, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1188/464
Date	Jul 6, 2011
Book Page	M1188/464
Instrument	652029

Lender

Name	HOME FEDERAL SAVINGS & LAON ASSN
Type	Non-Lending Institution
Address	ASHLAND, KY 41105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1197/279
Date	Oct 28, 2011
Book Page	M1197/279
Instrument	655503

Lender

Name	HOME FSLA
Type	Lending Institution
Address	ASHLAND, KY 41105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1197/267
Date	Oct 28, 2011
Book Page	M1197/267
Instrument	655502

Lender

Name	HOME FEDERAL SAVINGS & LOAN ASSN
Address	ASHLAND, KY 41105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2041

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001197/267
Date	Oct 28, 2011
Book Page	1197/267
Instrument	655502

Lender

Name	HOME FEDERAL SAVINGS & LOAN ASSN
Address	ASHLAND, KY 41105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Dec 1, 2041

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001197/279
Date	Oct 28, 2011
Book Page	1197/279
Instrument	655503

Lender

Name	HOME FEDERAL SAVINGS & LOAN ASSN
Type	Non-Lending Institution
Address	ASHLAND, KY 41105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1241/690
Date	Mar 13, 2013
Book Page	M1241/690
Instrument	676643

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2043

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1157/480
Date	Jun 8, 2010
Book Page	M1157/480
Instrument	636667

Lender

Name	HOME FEDERAL SAVINGS & LOAN ASSN
Address	ASHLAND, KY 41105

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Jun 10, 2022
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Document Number	000840/136
Book / Page	840 / 136
Map Reference	MB 4 PG 162
Instrument Date	Jun 6, 2022
Instrument	10011892
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BEST TITLE COMPANY, BEST TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782

Mortgage

Document Number	001509/736
Date	Jun 10, 2022
Book Page	1509/736
Instrument	10011893

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	3123 FORESTVIEW DR, ASHLAND, KY 41102-6782
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1463/442
Date	Mar 30, 2021
Book Page	M1463/442
Instrument	9840291

Lender

Name	DESCO FCU
Type	Credit Union
Address	PORTSMOUTH, OH 45662

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,420.00 (+0.01%) Homeowner's exemption Disabled Person's exemption	$860,000 (-) Land $75,000 Building $785,000	$860,000 (-) Land $75,000 Building $785,000
2023	$10,419.00 Homeowner's exemption Disabled Person's exemption	$860,000 Land $75,000 Building $785,000	$860,000 Land $75,000 Building $785,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1984)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20