3123 Cogan St, Ashland, KY 41102 Property Records

Boyd County property record for 3123 Cogan St, Ashland, KY 41102 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details1,852 sqft · built 1947
OwnerIndividual Name on File
Last Sale$107,000 (Oct 2016)
Tax Bill$382 (2025)
Flood ZoneZone X (minimal risk)
APN023-05-01-008.00

Property Details

APN / Parcel Number

Primary APN023-05-01-008.00
Alternative APN
  • 715251

Interior

Stories2 Stories
Building Area1,852 sqft Living Area
Gross Area336 sqft
Basement Area1,235 sqft
Finished Basement1,235 sqft

Exterior

Year BuiltBuilt 1947
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeDetached
Parking Spaces1 Parking Space
PorchPorch
Porch Area85 sqft
Deck Area1,700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number715251
Street Address3123 COGAN ST
CityASHLAND
StateKY
Zip41102-5233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF LOTS 70 71 MIDLAND HEIGHTS SUBDIVISION
Legal SubdivisionMIDLAND HEIGHTS SUBITION
Legal Lot Number70-71
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1028
Census Tract30800

Owner

Source: Boyd County records · APN 023-05-01-008.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3123 COGAN ST, ASHLAND, KY 41102-5233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2016 · Amount on Record
Deed SaleOct 03, 2016 · Amount on Record
Deed Document Number742758
Deed Book / PageD785 / 024
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Boyd County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$382.00 (-6.14%) Homeowner's exemption Disabled Person's exemption$107,000 (-) Land $10,000 Building $97,000$107,000 (-) Land $10,000 Building $97,000
2023$407.00 Homeowner's exemption Disabled Person's exemption$107,000 Land $10,000 Building $97,000$107,000 Land $10,000 Building $97,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boyd County (21019C), updated October 15, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210190308001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2013–2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2014, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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