31227 Ave A, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31227 Ave A, Big Pine Key, FL 33043

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,900 sqft · built 1953
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Apr 2022)
Tax Bill	$3,050 (2024)
Deeds & Mortgages	Apr 2022 Sale & Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00301190-000000`

Property Details

APN / Parcel Number

Primary APN	`00301190-000000`
Alternative APNs	`25662900301190000000` `1373281`

Interior

Stories	1 Story
Building Area	1,900 sqft Gross Area
1st Floor Area	1,900 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Unfinished Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1373281
Street Address	31227 AVENUE A
City	BIG PINE KEY
State	FL
Zip	33043-4501
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	SC
Legal Description	BK 13 LT 3 SANDS SUB PB1-65 BIG PINE KEY OR490-390 OR806-853 OR1048-65 OR1367-2362 OR1367-2363 OR1368-473 OR1428-1897 OR1544-2197 OR1639-218 OR1668-2102 OR1710-2132 OR2395-548 OR2413-569 OR2570-1099 OR3147-2191 OR3165-0956
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	SANDS SUBD
Legal Block	13
Legal Lot Number	3
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1051
Census Tract	971401

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7954 TUNA DR, MARATHON, FL 33050-2826
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Line of Credit FIRST HORIZON BANK
Jan 10, 2022	Warranty Deed, Transfer · Commercial Mortgage ROBERT SCHUTT ETUX
Aug 13, 2020	Deed of Trust, Construction Loan · Construction Mortgage HUI T TANG
Aug 4, 2017	Deed of Trust, Mortgage NGAN CHENG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Jan 10, 2022 · Amount on Record
Deed Document Number	20222369034
Deed Book / Page	3165 / 956
Transfer Doc	1544002197
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 4, 2022
Property Address	31227 AVENUE A, BIG PINE KEY, FL 33043-4501
Document Number	0031650956
Book / Page	3165 / 956
Map Reference	MB 1 PG 65
Instrument Date	Mar 18, 2022
Instrument	2369034
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7954 TUNA DR, MARATHON, FL 33050-2826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7954 TUNA DR, MARATHON, FL 33050-2826

Mortgage

Document Number	0003165958
Date	Apr 4, 2022
Instrument	3165/958

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 10, 2022
Property Address	31227 AVENUE A, BIG PINE KEY, FL 33043-4501
Document Number	0031472191
Book / Page	3147 / 2191
Map Reference	MB 1 PG 65
Instrument Date	Dec 30, 2021
Instrument	2356148
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31227 AVENUE A, BIG PINE KEY, FL 33043-4501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7954 TUNA DR, MARATHON, FL 33050-2826

Mortgage

Document Number	0031472193
Date	Jan 10, 2022
Instrument	3147/2193

Lender

Name	ROBERT SCHUTT ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Recording Date	Aug 13, 2020
Property Address	31227 AVENUE A, BIG PINE KEY, FL 33043-4501
Document Number	0030370653
Book / Page	003037 / 000653
Instrument Date	Aug 4, 2020
Instrument	2277027
Transaction Type	Construction Loan
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31227 AVENUE A BIG PINE KEY FL 330434501, BIG PINE KEY, FL 33043-4501

Mortgage

Document Number	30370653
Date	Aug 13, 2020
Book Page	003037/000653
Instrument	2277027

Lender

Name	HUI T TANG
Address	29361 FORRESTAL AVE, BIG PINE KEY, FL 33043-3202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 12, 2025

Interest

Rate	10%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	31227 AVENUE A, BIG PINE KEY, FL 33043-4501
Document Number	0028672364
Book / Page	002867 / 002364
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	TRUE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31227 AVENUE A BIG PINE KEY FL 330434501, BIG PINE KEY, FL 33043-4501

Mortgage

Document Number	0028672364
Date	Aug 7, 2017
Book Page	002867/002364
Instrument	2134204

Lender

Name	NGAN CHENG
Address	3304 FLAGLER AVE, KEY WEST, FL 33040-4606

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 6, 2022

Interest

Rate	10%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,912 (+15.26%) Land $173,522 Building $128,390	$301,912 (+15.26%) Land $173,522 Building $128,390
2024	$3,050.00 (-1.13%)
2023	$3,085.00 (-0.23%)	$261,939 (-0.03%) Land $131,456 Building $130,483	$261,939 (-0.03%) Land $131,456 Building $130,483
2022	$3,092.00	$262,014 Land $131,456 Building $130,558	$262,014 Land $131,456 Building $130,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

31227 Ave A, Big Pine Key, FL 33043 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed of Trust, Construction Loan

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Ave A

Nearby Streets

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