31222 Naples Ct NE, Cambridge, MN 55008 Property Records

Isanti County property record for 31222 Naples Ct NE, Cambridge, MN 55008

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1.5 ba · 1,200 sqft · built 2016
Lot Size	43.4 acres (1,893,553 sqft)
Owner	Individual Name on File
Tax Bill	$5,116 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`05.137.0010`

Property Details

APN / Parcel Number

Primary APN	`05.137.0010`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	1,893,553 sqft (43.4 acres)
Garage Area	2,000 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Patio Area	600 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31222 NAPLES CT NE
City	CAMBRIDGE
State	MN
Zip	55008-2016
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SUBDIVISIONNAME FOX HILL REARRANGEMENT LOT 001 BLOCK 001 SUBDIVISIONCD 05137
Legal Range	023
Legal Township	035
Legal Section	10
Legal Subdivision	FOX HILL REARRANGEMENT
Legal Block	1
Legal Lot Number	1
Jurisdiction	ISANTI MN
Township / Civil Division	ISANTI
Census Block Group	1
Census Block	1054
Census Tract	130303

Owner

31222 Naples Ct NE, a residential property, is owned by an individual who acquired it in January 2022.

Source: Isanti County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	25276 KETTLE RIVER BLVD, FOREST LAKE, MN 55025-5628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit BAE CREDIT UNION
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 28, 2022
Transfer Doc	0000543947
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Recording Date	May 21, 2026
Property Address	31222 NAPLES CT NE, CAMBRIDGE, MN 55008-2016
Document Number	0000545084
Instrument Date	May 14, 2026
Instrument	2026545084
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31222 NAPLES CT NE, CAMBRIDGE, MN 55008-2016

Mortgage

Document Number	0000545084,
Date	May 21, 2026
Instrument	2026545084

Lender

Name	BAE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISANTI MN
Recording Date	Apr 2, 2026
Property Address	31222 NAPLES CT NE, CAMBRIDGE, MN 55008-2016
Document Number	0000543947
Instrument Date	Jan 28, 2022
Instrument	2026543947
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31222 NAPLES CT NE, CAMBRIDGE, MN 55008-2016

Tax Assessment & Valuation

The 2026 property tax bill for 31222 Naples Ct NE was $5,116.

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
County Subdivision	Isanti Township
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,116.00	$606,300 (+13.12%) Land $311,600 Building $294,700	$606,300 (+13.12%) Land $311,600 Building $294,700
2025		$536,000 Land $263,000 Building $273,000	$536,000 Land $263,000 Building $273,000
2023	$4,308.00 (+18.42%)	$538,900 Land $263,000 Building $275,900	$538,900 Land $263,000 Building $275,900
2022	$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31222 Naples Ct NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31222 Naples Ct NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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