3122 Westcott Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 3122 Westcott Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,450 sqft · built 1992
Lot Size	5.01 acres (218,236 sqft)
Owner	Owner Name on File
Last Sale	$157,900 (Mar 2004)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022081 02929`

Property Details

APN / Parcel Number

Primary APN	`022081 02929`
Alternative APN	`081 02929`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	400 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3122 WESTCOTT RD
City	WHITE BLUFF
State	TN
Zip	37187-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Legal Subdivision	WILLIAM S SWAW JR & JAMES B DU
Legal Lot Number	3
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	60300

Owner

Source: Dickson County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3122 WESTCOTT RD, WHITE BLUFF, TN 37187-9205
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2004 · Amount on Record
Deed Sale	Mar 26, 2004 · Amount on Record
Prior Sale	Apr 16, 2001 · Amount on Record
Deed Document Number	000V779676
Deed Book / Page	V779 / 676
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	3122 WESTCOTT RD, WHITE BLUFF, TN 37187-9205
Document Number	V1441942
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3122 WESTCOTT RD WHITE BLUFF TN 371879205, WHITE BLUFF, TN 37187-9205

Mortgage

Document Number	V1441942
Date	Jun 9, 2020
Book Page	001441/000942
Instrument	313405

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2035

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,968.00	$116,450 Land $54,550 Building $61,900
2024			$465,800 Land $218,200 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
City of Dickson, TN Fiber	2,500 / 2,500

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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