3122 Vance Denton Rd, Morganton, NC 28655 Property Records

Burke County property record for 3122 Vance Denton Rd, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,069 sqft · built 2008
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2026)
Tax Bill	$1,481 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1770886765`

Property Details

APN / Parcel Number

Primary APN	`1770886765`
Alternative APN	`34866`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Flooring	Tile

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	140 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft
Canopy	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3122 VANCE DENTON RD
City	MORGANTON
State	NC
Zip	28655-7971
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL MIXE
Legal Description	3122 VANCE DENTON RD MORGANTON, NC 28655
Legal Subdivision	FRANK LEE DENTON
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1005
Census Tract	20304

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 27, 2023	Intrafamily Transfer, Transfer
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Aug 2, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	202626000370
Deed Book / Page	2850 / 1
Prior Transfer Date	Jun 23, 2023
Prior Transfer Doc	0026920144
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 14, 2026
Property Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971
Document Number	0028500001
Book / Page	2850 / 1
Map Reference	MB 36 PG 84
Instrument Date	Jan 14, 2026
Instrument	2026000370
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2433 SARATOGA RUN, MORGANTON, NC 28655-5851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971

Mortgage

Document Number	2026000371
Date	Jan 14, 2026
Instrument	2026000371

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.65%
Max Rate At Change	7.65%
Index	5-Year CMT
Max Rate	11.6%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Jun 27, 2023
Property Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971
Document Number	0026920144
Book / Page	2692 / 144
Map Reference	MB 36 PG 84
Instrument Date	Jun 23, 2023
Instrument	2023005867
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Feb 13, 2018
Property Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971
Document Number	0023330355
Book / Page	002333 / 000355
Instrument Date	Feb 4, 2018
Instrument	12927
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3122 VANCE DENTON RD MORGANTON NC 286557971, MORGANTON, NC 28655-7971

Mortgage

Document Number	23330358
Date	Feb 13, 2018
Book Page	002333/000358
Instrument	12928

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Aug 2, 2017
Property Address	3122 VANCE DENTON RD, MORGANTON, NC 28655-7971
Document Number	0023040803
Book / Page	002304 / 000803
Instrument Date	Jul 19, 2017
Instrument	6901
Transaction Type	Foreclosure
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$159.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 ALCOA TRL MARYVILLE TN 378045516, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,481.00 (+0.34%)	$209,718 (-) Land $15,953 Building $193,765	$209,718 (-) Land $15,953 Building $193,765
2025	$1,476.00 (-0.4%)	$209,718 (-) Land $15,953 Building $193,765	$209,718 (-) Land $15,953 Building $193,765
2023	$1,482.00 (+70.54%)	$209,718 (+113%) Land $15,953 Building $193,765	$209,718 (+113%) Land $15,953 Building $193,765
2022	$869.00	$98,460 Land $13,294 Building $85,166	$98,460 Land $13,294 Building $85,166

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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