3122 Torian Ct SE, Ada, MI 49301 Property Records

Kent County property record for 3122 Torian Ct SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,892 sqft · built 2008
Lot Size	0.646 acres (28,140 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2011)
Tax Bill	$9,891 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-19-15-277-010`

Property Details

APN / Parcel Number

Primary APN	`41-19-15-277-010`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,892 sqft Living Area
1st Floor Area	1,923 sqft
Basement Area	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	28,140 sqft (0.646 acres)
Lot Dimensions	225 ft deep x 125 ft wide
Garage Area	818 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3122 TORIAN CT SE
City	ADA
State	MI
Zip	49301-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 * ASHTON RIDGE ESTATES
Legal Subdivision	ASHTON RIDGE ESTATES
Legal Lot Number	10
Jurisdiction	KENT MI
Township / Civil Division	CASCADE
Census Block Group	2
Census Block	2001
Census Tract	12202

Owner

3122 Torian Ct SE is owned and occupied by two individuals who bought it in May 2011.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3122 TORIAN CT SE, ADA, MI 49301-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2011 · Amount on File
Deed Sale	May 10, 2011 · Amount on File
Deed Document Number	201140802
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0000080376
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	3122 TORIAN CT SE, ADA, MI 49301-8336
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 TORIAN CT SE, ADA, MI 49301-8336

Mortgage

Document Number	0000004013
Date	Jan 24, 2024
Instrument	20240124-0004013

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2039

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	3122 TORIAN CT SE, ADA, MI 49301-8336
Transaction Type	Mortgage
Record Updated	Jan 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 TORIAN CT SE, ADA, MI 49301-8336

Mortgage

Document Number	0000123649
Date	Nov 15, 2021
Instrument	20211115-0123649

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Torian Ct SE was $9,891.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Cascade Charter Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,200 (+8.45%)	$924,400 (+8.45%)
2025	$9,891.00 Homeowner's exemption	$426,200	$852,400
2023		$359,300	$718,600
2019	$8,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3122 Torian Ct SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Torian Ct SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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