3122 Tiara Dr, Celina, TX 75009 Property Records

Collin County property record for 3122 Tiara Dr, Celina, TX 75009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 2024
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$699,188 (Apr 2025)
Tax Bill	$7,316 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-12705-0YY-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-12705-0YY-0100-1`
Alternative APNs	`000002868825` `2868825`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,451 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3122 TIARA DR
City	CELINA
State	TX
Zip	75009-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MUSTANG LAKES PHASE SIX, BLK YY, LOT 10
Legal Subdivision	MUSTANG LAKES PHASE SIX (CCL)
Legal Block	YY
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	5
Census Block	5025
Census Tract	30307

Owner

3122 Tiara Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3122 TIARA DR, CELINA, TX 75009-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2025	Vendor's Lien, Transfer · Conventional Mortgage JET HOMELOANS LP
Jul 10, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Deed Document Number	202550389
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3122 TIARA DR, CELINA, TX 75009-2419
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 TIARA DR, CELINA, TX 75009-2419

Mortgage

Document Number	2025000128921
Date	Oct 7, 2025
Instrument	2025000128921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3122 TIARA DR, CELINA, TX 75009-2419
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 TIARA DR, CELINA, TX 75009-2419

Mortgage

Document Number	2025000082888
Date	Jul 2, 2025
Instrument	2025000082888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2040

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 25, 2025
Property Address	3122 TIARA DR, CELINA, TX 75009-2419
Document Number	2025000050389
Instrument Date	Apr 18, 2025
Instrument	2025000050389
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	GOLDEN TITLE, GOLDEN DOG TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16479 DALLAS PKWY STE 390, 390, ADDISON, TX 75001-6945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 TIARA DR, CELINA, TX 75009-2419

Mortgage

Document Number	2025000050390
Date	Apr 25, 2025
Instrument	2025000050390

Lender

Name	JET HOMELOANS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 10, 2024
Property Address	3122 TIARA DR, CELINA, TX 75009-2419
Document Number	2024000083078
Map Reference	VOL 2022 PG 435
Instrument Date	Jul 9, 2024
Instrument	2024000083078
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16980 DALLAS PKWY STE 100, 100, DALLAS, TX 75248-1910
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Tiara Dr was $7,316, up 100.1% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Celina City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,316.00 (+100.11%)	$280,928 Land $100,035 Building $180,893	$280,928 Land $100,035 Building $180,893
2024	$3,656.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3122 Tiara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Tiara Dr is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 52,701 people · EPA ID TX0430003
Water Source	Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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