3122 Stuart Ave, Richmond, VA 23221 Property Records

Richmond City property record for 3122 Stuart Ave, Richmond, VA 23221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 1922
Lot Size0.072 acres (3,136 sqft)
Owner2 Individual Names on File
Last Sale$810,000 (Jul 2025)
Tax Bill$8,484 (2026)
Deeds & MortgagesOct 2020 Mortgage
Dec 2017 Sale & Mortgage
APNW-000-1411-013

Property Details

APN / Parcel Number

Primary APNW-000-1411-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,064 sqft Living Area
1st Floor Area828 sqft
Basement Area282 sqft
Unfinished Basement282 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialSlate
Lot Area3,136 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
PorchSlab
Porch Area170 sqft
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3122 STUART AVE
CityRICHMOND
StateVA
Zip23221-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0025.00X0125.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1002
Census Tract40900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West of Boulevard Historic District
listed 1994 · 1,763 contributing resources · NRIS 94000153

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City assessment roll, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3122 STUART AVE, RICHMOND, VA 23221-2401
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SVGS MTG
Dec 1, 2017Warranty Deed, Transfer · Conventional with PMI
FIRST SVGS MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleDec 1, 2017 · Amount on Record
Deed Document Number202511947
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address3122 STUART AVE, RICHMOND, VA 23221-2401
Document Number0000023959
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 STUART AVE RICHMOND VA 232212401, RICHMOND, VA 23221-2401

Mortgage

Document Number0000023959
DateOct 13, 2020
Instrument23959
Lender
NameFIRST SVGS MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 12, 2050
Interest
Rate TypeFixed Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateDec 1, 2017
Property Address3122 STUART AVE, RICHMOND, VA 23221-2401
Document Number0000025041
Instrument DateNov 28, 2017
Instrument25041
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$449.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 STUART AVE RICHMOND VA 232212401, RICHMOND, VA 23221-2401

Mortgage

Document Number25042
DateDec 1, 2017
Instrument25042
Lender
NameFIRST SVGS MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 30, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,484.00 (+5.05%)$707,000 (+10.12%) Land $210,000 Building $497,000$707,000 (+10.12%) Land $210,000 Building $497,000
2025$8,076.00 (+40,28%)
2024$642,000 Land $205,000 Building $437,000
2023$642,000 Land $205,000 Building $437,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 962 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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