3122 River Rd, Kankakee, IL 60901 Property Records

Kankakee County property record for 3122 River Rd, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.301 acres (13,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Mar 2018)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-17-22-201-009`

Property Details

APN / Parcel Number

Primary APN	`13-17-22-201-009`

Exterior

Lot Area	13,125 sqft (0.301 acres)

Location & Zoning

Street Address	3122 RIVER RD
City	KANKAKEE
State	IL
Zip	60901-7161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SADDLER SUB LOT 5 22-30-13W
Legal Subdivision	SADDLER SUB
Legal Lot Number	5
Jurisdiction	KANKAKEE IL
Township / Civil Division	OTTO
Census Block Group	3
Census Block	3036
Census Tract	12600

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 RIVER RD, KANKAKEE, IL 60901-7161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF SAINT ANNE
Mar 29, 2018	Deed, Transfer · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS
Oct 2, 2017	Deed, Transfer · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	20182974
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3122 RIVER RD, KANKAKEE, IL 60901-7161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007626
Date	Jul 8, 2020
Instrument	202007626

Lender

Name	NATIONAL BANK OF SAINT ANNE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 29, 2018
Property Address	3122 RIVER RD, KANKAKEE, IL 60901-7161
Document Number	0201802974
Map Reference	PB F PG 237
Instrument Date	Mar 24, 2018
Instrument	201802974
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 RIVER RD, KANKAKEE, IL 60901-7161

Mortgage

Document Number	201802975
Date	Mar 29, 2018
Instrument	201802975

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 2, 2017
Property Address	3122 RIVER RD, KANKAKEE, IL 60901-7161
Document Number	0201711088
Map Reference	PBF PG237
Instrument Date	Sep 29, 2017
Instrument	201711088
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	HOMESTAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3122 RIVER RD, KANKAKEE, IL 60901-7161

Mortgage

Document Number	201711089
Date	Oct 2, 2017
Instrument	201711089

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Otto Township
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (+4.23%)	$65,573 (+20.73%) Land $11,125 Building $54,448	$196,719 (+20.73%) Land $33,375 Building $163,344
2024	$4,021.00 (+8.44%)
2023		$54,316 Land $9,215 Building $45,101	$162,948 Land $27,645 Building $135,303
2022	$3,708.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	71 (1979–2020)
Claims Outside the SFHA	8 of 71
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conxxus, Verizon.

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