3122 Pine Top Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3122 Pine Top Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 2002
Lot Size0.216 acres (9,426 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Mar 2021)
Tax Bill$5,588 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN085740-2008

Property Details

APN / Parcel Number

Primary APN085740-2008
Alternative APN
  • U2029215PUE00000000150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,290 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,290 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,426 sqft (0.216 acres)
Lot Dimensions167 ft deep x 52.5 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0857402008
Street Address3122 PINE TOP DR
CityVALRICO
StateFL
Zip33594-7633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOMERSET TRACT D LOT 15 BLOCK E
Legal Range21E
Legal Township29S
Legal Section20
Legal SubdivisionSOMERSET TRACT D
Legal TractD
Legal BlockE
Legal Lot Number15
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2011
Census Tract12209

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3122 PINE TOP DR, VALRICO, FL 33594-7633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Prior SaleJul 11, 2018 · Amount on Record
Deed Document Number2021102374
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 2, 2021
Property Address3122 PINE TOP DR, VALRICO, FL 33594-7633
Document Number2021102374
Map ReferenceMB 89 PG 43
Instrument DateFeb 26, 2021
Instrument2021102374
Transaction TypeTransfer
Record UpdatedMar 17, 2021
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7930 ASHLEY POINTE DR, 7930, LAKELAND, FL 33810-1346

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 PINE TOP DR, VALRICO, FL 33594-7633

Mortgage

Document Number2021102375
DateMar 2, 2021
Instrument2021102375
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 2, 2021
Property Address3122 PINE TOP DR, VALRICO, FL 33594-7633
Document Number0000102374
Map ReferenceMB 89 PG 43
Instrument DateFeb 26, 2021
Instrument2021102374
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyMAJESTY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7930 ASHLEY POINTE DR, 7930, LAKELAND, FL 33810-1346

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 PINE TOP DR, VALRICO, FL 33594-7633

Mortgage

Document Number0000102375
DateMar 2, 2021
Instrument2021102375
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$305,971 (-1.01%) Land $108,176 Building $197,795$305,971 (-1.01%) Land $108,176 Building $197,795
2025$5,588.00 (+7.26%) Homeowner's exemption$309,100 (+2.62%) Land $108,176 Building $200,924$309,100 (-2.18%) Land $108,176 Building $200,924
2023$5,210.00 (+7.51%) Homeowner's exemption$301,213 (+5.84%)$315,978 (+11.03%) Land $108,176 Building $207,802
2022$4,846.00 Homeowner's exemption$284,591 Land $91,533 Building $193,058$284,591 Land $91,533 Building $193,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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