3122 Normanna Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3122 Normanna Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,624 sqft
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Jun 2023)
Tax Bill	$2,526 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`485-0010-03111`

Property Details

APN / Parcel Number

Primary APN	`485-0010-03111`
Alternative APNs	`1164918` `1150625` `677454`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,624 sqft Gross Area
1st Floor Area	1,624 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	435,600 sqft (10 acres)
Garage Area	784 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1164918
Street Address	3122 NORMANNA RD
City	DULUTH
State	MN
Zip	55803-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NE1/4 OF NE1/4 OF NE1/4 SERIAL #
Legal Range	13W
Legal Township	52N
Legal Section	20
Legal Subdivision	NORMANNA TOWN OF 52-13
Jurisdiction	ST LOUIS MN
Township / Civil Division	NORMANNA
Census Block Group	1
Census Block	1088
Census Tract	10601

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 NORMANNA RD, DULUTH, MN 55803-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Aug 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jun 29, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Apr 28, 2022	Intrafamily Transfer, Transfer
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	20231469050
Last Transfer Date	Feb 18, 2025
Transfer Doc	0001505216
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3122 NORMANNA RD, DULUTH, MN 55803-9715
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 MEADOW PKWY C, C, HERMANTOWN, MN 55811-1492

Mortgage

Document Number	0001471378
Date	Aug 4, 2023
Instrument	1471378

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 2, 2024

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3122 NORMANNA RD, DULUTH, MN 55803-9715
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 NORMANNA RD, DULUTH, MN 55803-9715

Mortgage

Document Number	0001493274
Date	Aug 12, 2024
Instrument	1493274

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 29, 2023
Property Address	3122 NORMANNA RD, DULUTH, MN 55803-9715
Document Number	0001469050
Instrument Date	Jun 23, 2023
Instrument	1469050
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4107 MEADOW PKWY APT C, C, HERMANTOWN, MN 55811-1492

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Apr 28, 2022
Property Address	3122 NORMANNA RD, DULUTH, MN 55803-9715
Document Number	0001442041
Instrument Date	Apr 19, 2022
Instrument	1442041
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5089 BIRCH ISLE RD, DULUTH, MN 55803-9277

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 20, 2017
Property Address	DULUTH, MN 55803
Document Number	00A1320495
Instrument Date	Oct 16, 2017
Instrument	A1320495
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Normanna Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,526.00 (+11.57%) Homeowner's exemption
2025	$2,264.00 (+569.82%) Homeowner's exemption	$265,000 (+14.17%) Land $71,600 Building $193,400	$265,000 (+14.17%) Land $71,600 Building $193,400
2024	$338.00 (-2.31%)	$232,100 (+486.11%) Land $63,300 Building $168,800	$232,100 (+486.11%) Land $63,300 Building $168,800
2023	$346.00
2022		$39,600 (+10.61%) Land $39,600	$39,600 (+10.61%) Land $39,600
2021		$35,800 Land $35,800	$35,800 Land $35,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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