3122 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3122 Kermath Dr, San Jose, CA 95132

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,806 sqft · built 1970
Lot Size0.14 acres (6,090 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Apr 1994)
Tax Bill$6,449 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone D (undetermined)
APN092-17-010

Property Details

APN / Parcel Number

Primary APN092-17-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,806 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,090 sqft (0.14 acres)
Lot Dimensions105 ft deep x 58 ft wide
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number09217010
Street Address3122 KERMATH DR
CitySAN JOSE
StateCA
Zip95132-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionTRACT 4470 BOOK 237 PAGE 50 LOT 66
Legal SubdivisionTRACT NO 4470
Legal Tract4470
Legal Lot Number66
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2017
Census Tract504411

Owner

3122 Kermath Dr is owned and occupied by two individuals who bought it in April 1994.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3122 KERMATH DR, SAN JOSE, CA 95132-1225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 1994 · Amount on File
Deed SaleApr 14, 1994 · Amount on File
Deed Document Number199412447694
Deed Book / Page395 / 2063
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3122 KERMATH DR, SAN JOSE, CA 95132-1225
Transaction TypeMortgage
Record UpdatedNov 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3122 KERMATH DR, SAN JOSE, CA 95132-1225

Mortgage

Document Number0025147472
DateOct 28, 2021
Instrument25147472
Lender
NameUS BANK NA
TypeBank
AddressLA JOLLA, CA 92037
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3122 Kermath Dr was $6,449 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictBerryessa Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$398,711 (+2%) Land $159,479 Building $239,232
2025$6,449.00 Homeowner's exemption$390,894 Land $156,352 Building $234,542
2023$6,177.00 (+0.54%) Homeowner's exemption$375,718 Land $150,282 Building $225,436
2022$6,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3122 Kermath Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3122 Kermath Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Kermath Dr

Nearby Streets

Search Property Records by Address or Parcel Number