3122 Helsel Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3122 Helsel Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,235 sqft · built 1955
Lot Size	0.258 acres (11,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2025)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01403658`

Property Details

APN / Parcel Number

Primary APN	`13-01403658`
Alternative APN	`01403658`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,235 sqft Living Area
1st Floor Area	1,485 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	11,219 sqft (0.258 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	01403658
Street Address	3122 HELSEL DR
City	SILVER SPRING
State	MD
Zip	20906-5343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	HELSELS ADD GEORGIAN FOREST
Legal Subdivision	GEORGIAN FOREST
Legal Block	B
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1014
Census Tract	703206

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 HELSEL DR, SILVER SPRING, MD 20906-5343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Special Warranty Deed, Transfer · Conventional Mortgage AMERICA TRUST FUNDING MORTGAGE BANK
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Apr 21, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2025 · Amount on Record
Deed Sale	Dec 26, 2025 · Amount on Record
Prior Sale	Sep 14, 2009 · Amount on Record
Deed Book / Page	69974 / 435
Record Updated	Sep 20, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 26, 2025
Property Address	3122 HELSEL DR, SILVER SPRING, MD 20906-5343
Document Number	0699740435
Book / Page	69974 / 435
Map Reference	MB 53 PL 4174
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	HOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3122 HELSEL DR, SILVER SPRING, MD 20906-5343

Mortgage

Document Number	0069974442
Date	Dec 26, 2025
Instrument	69974/442

Lender

Name	AMERICA TRUST FUNDING MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3122 HELSEL DR, SILVER SPRING, MD 20906-5343
Document Number	0567100453
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 HELSEL DR SILVER SPRING MD 209065343, SILVER SPRING, MD 20906-5343

Mortgage

Document Number	0567100453
Date	Oct 9, 2018
Book Page	056710/000453

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 21, 2017
Property Address	3122 HELSEL DR, SILVER SPRING, MD 20906-5343
Document Number	0541730177
Book / Page	054173 / 000177
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3122 HELSEL DR SILVER SPRING MD 209065343, SILVER SPRING, MD 20906-5343

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,967 (+5.48%)	$577,300 (+16.44%) Land $180,600 Building $396,700
2025	$5,834.00 (+41.5%) Homeowner's exemption	$495,800 (+18.97%) Land $180,600 Building $315,200	$495,800 (-) Land $180,600 Building $315,200
2023		$416,733	$495,800 Land $180,600 Building $315,200
2022	$4,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1993–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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