Maricopa County property record for 3122 E Desert Cove Ave, Phoenix, AZ 85028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,745 sqft · built 1960 |
| Lot Size | 0.194 acres (8,481 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,400 (Jul 2017) |
| Tax Bill | $1,743 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 166-44-030A |
| Primary APN | 166-44-030A |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| Gross Area | 2,025 sqft |
| 1st Floor Area | 1,745 sqft |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,481 sqft (0.194 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3122 E DESERT COVE AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85028-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | MELROSE PARADISE UNIT 1 LOT 30 EX W 3' & W 1.5' LOT 29 |
| Legal Range | 03E |
| Legal Township | 03N |
| Legal Section | 23 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | MELROSE PARADISE 1 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 104802 |
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10869 N SCOTTSDALE RD STE 103STE103, 103STE103, SCOTTSDALE, AZ 85254-5280 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Jul 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MONEY SOURCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on Record |
| Deed Sale | Jul 25, 2017 · Amount on Record |
| Prior Sale | Nov 9, 1998 · Amount on Record |
| Deed Document Number | 20170543544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3122 E DESERT COVE AVE, PHOENIX, AZ 85028-2610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3122 E DESERT COVE AVE, PHOENIX, AZ 85028-2610 |
| Document Number | 0000302774 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 20230302774 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 25, 2017 |
| Property Address | 3122 E DESERT COVE AVE, PHOENIX, AZ 85028-2610 |
| Document Number | 0000543544 |
| Map Reference | MB 84 PG 32 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 2017-0543544 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22862 E 44TH PL, 22862, PHOENIX, AZ 85050 |
| Name | Verified Name |
|---|---|
| Address | 10869 N SCOTTSDALE RD # 103-13, 103, SCOTTSDALE, AZ 85254-5280 |
| Document Number | 0000543545 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-0543545 |
| Name | THE MONEY SOURCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,780 (+0.65%) | $467,800 (+0.65%) Land $93,500 Building $374,300 | |
| 2025 | $1,743.00 (+5.06%) | ||
| 2024 | $46,480 | $464,800 Land $92,900 Building $371,900 | |
| 2023 | $1,659.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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