3122 Dusty Trl, Encinitas, CA 92024 Property Records

San Diego County property record for 3122 Dusty Trl, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,338 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,275,000 (Jan 2021)
Tax Bill	$27,468 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`264-222-02-00`

Property Details

APN / Parcel Number

Primary APN	`264-222-02-00`
Alternative APN	`2642211900`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Building Area	5,338 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2642211900
Street Address	3122 DUSTY TRL
City	ENCINITAS
State	CA
Zip	92024-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 4 DOC94-390705 IN PAR 3&IN TR PM15614
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	15614
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2018
Census Tract	17113

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3122 DUSTY TRL, ENCINITAS, CA 92024-7211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 6, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Oct 29, 2014 · Amount on Record
Deed Document Number	20218663
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	0000000957
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3122 DUSTY TRL, ENCINITAS, CA 92024-7211
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Mortgage

Document Number	0000176558
Date	Mar 8, 2021
Instrument	2021-0176558

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 6, 2021
Property Address	3122 DUSTY TRL, ENCINITAS, CA 92024-7211
Document Number	0000008663
Instrument Date	Dec 9, 2020
Instrument	8663
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$2,503.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3122 DUSTY TRL ENCINITAS CA 920247211, ENCINITAS, CA 92024-7211

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,511,780 (+2%) Land $1,324,895 Building $1,186,885
2025	$27,468.00 (+6.68%) Homeowner's exemption	$2,462,530 (+4.04%) Land $1,298,917 Building $1,163,613
2023	$25,747.00 (+2.22%) Homeowner's exemption	$2,366,910 Land $1,248,480 Building $1,118,430
2022	$25,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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