3121 Zabel Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3121 Zabel Dr, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,118 sqft · built 2021
Lot Size	0.151 acres (6,621 sqft)
Owner	Individual Name on File
Tax Bill	$3,804 (2024)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362522500025060`

Property Details

APN / Parcel Number

Primary APN	`362522500025060`
Alternative APN	`406583`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft
Flooring	Carpet
Security Alarm	Security Alarm

Exterior

Year Built	Built 2021
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	154 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	406583
Street Address	3121 ZABEL DR
City	LORENA
State	TX
Zip	76655-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 3 LOT 6 BLOCK 25 ACRES .152
Legal Subdivision	PARK MEADOWS ADDN PH 3
Legal Block	25
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2023
Census Tract	3708

Owner

Source: McLennan County records · APN 362522500025060

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3121 ZABEL DR, LORENA, TX 76655-3982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2022
Deed Sale	Jan 05, 2022
Deed Document Number	2022000570
Record Updated	Jun 08, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 05, 2022
Property Address	3121 ZABEL DR, LORENA, TX 76655-3982
Document Number	0000000570
Map Reference	FILE 2021002979
Instrument Date	Dec 28, 2021
Instrument	2022000570
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 ZABEL DRIVE, LORENA, TX 76655-3982

Mortgage

Document Number	0000000571
Date	Jan 05, 2022
Instrument	2022000571

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,821 (+1%) Land $39,070 Building $293,790	$332,860 (+36.2%) Land $39,070 Building $293,790
2024	$3,804.00 (-0.42%)
2023		$244,383 Land $33,970 Building $210,413	$244,383 Land $33,970 Building $210,413
2022	$3,820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090037082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force 14 of 18 on primary residences
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.