3121 Wamath Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3121 Wamath Dr, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,897 sqft · built 1971
Lot Size0.395 acres (17,238 sqft)
OwnerIndividual Name on Record
Last Sale$651,000 (Sep 2014)
Tax Bill$11,334 (2023)
Deeds & MortgagesNov 2021 Construction Loan
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN209-061-31

Property Details

APN / Parcel Number

Primary APN209-061-31

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,897 sqft Heated Area
Gross Area3,744 sqft
1st Floor Area1,386 sqft
Upper Floors Area1,386 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,238 sqft (0.395 acres)
Garage Area588 sqft
PorchPorch
Porch Area288 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number209-061-31
Street Address3121 WAMATH DR
CityCHARLOTTE
StateNC
Zip28210-4889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL11 M15-193
Legal SubdivisionMOUNTAINBROOK 07
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract3006

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3926 POTOMAC CT, CHARLOTTE, NC 28211-3414
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Construction Mortgage
TD BANK NA
Feb 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
DOLLAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2014 · Amount on Record
Deed SaleSep 25, 2014 · Amount on Record
Deed Document Number0029468327
Deed Book / Page29468 / 327
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3121 WAMATH DR, CHARLOTTE, NC 28210-4889
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3322 HEATHSTEAD PL, CHARLOTTE, NC 28210-4377

Mortgage

Document Number0000224374
DateNov 29, 2021
Book Page36806/443
Instrument2021224374
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3121 WAMATH DR, CHARLOTTE, NC 28210-4889
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012686
DateFeb 2, 2018
Book Page32443/500
Instrument2018012686
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3121 WAMATH DR, CHARLOTTE, NC 28210-4889
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095931
DateJul 29, 2019
Book Page33706/600
Instrument2019095931
Lender
NameDOLLAR BANK FSB
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1981–2023)
Claims Outside the SFHA7 of 9
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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