Clay County property record for 3121 W 4th St, Spencer, IA 51301
| Property Type | Office Building |
|---|---|
| Details | 4,336 sqft · built 1984 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Company Name on File |
| Last Sale | $125,000 (Oct 2011) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963711351007 |
| Primary APN | 963711351007 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,336 sqft Gross Area |
| Gross Area | 13,008 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Material | Rolled Roofing |
| Lot Area | 196,020 sqft (4.5 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 3121 W 4TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-6100 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | 1 CLAY COUNTY FIRST ADDITION |
| Legal Township | 17 |
| Legal Subdivision | CLAY COUNTY FIRST ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 80302 |
3121 W 4th St, a commercial property, is owned by a company that bought it in October 2011.
Source: Clay County records, as of September 29, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 300 W 4TH ST STE 4, 4, SPENCER, IA 51301-3806 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2011 · Amount on File |
| Deed Sale | Oct 14, 2011 · Amount on File |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $7,253,090 Land $190,030 Building $7,063,060 | $7,253,090 Land $190,030 Building $7,063,060 |
| 2023 | $6,436,410 Land $190,030 Building $6,246,380 | $6,436,410 Land $190,030 Building $6,246,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3121 W 4th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2024) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3121 W 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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