3121 SW Terrace Dr, Pendleton, OR 97801 Property Records

Umatilla County property record for 3121 SW Terrace Dr, Pendleton, OR 97801

Property Summary

Property Type	Mobile Home
Details	1,296 sqft · built 2021
Lot Size	0.204 acres (8,918 sqft)
Owner	Individual Name on File
Last Sale	$266,700 (Dec 2021)
Tax Bill	$3,283 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2N3209CB10000`

Property Details

APN / Parcel Number

Primary APN	`2N3209CB10000`
Alternative APN	`168525`

Interior

Stories	1 Story
Building Area	1,296 sqft Finished Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2021
Roof Material	Composition Shingle
Lot Area	8,918 sqft (0.204 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	168525
Street Address	3121 SW TERRACE DR
City	PENDLETON
State	OR
Zip	97801-8002
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Description	LOT 57 OVERLOOK TERRACE REPLAT PH 3
Legal Subdivision	OVERLOOK TERRACE REPLAT PH 3
Legal Phase	3
Legal Block	57
Legal Lot Number	57
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	1
Census Block	1011
Census Tract	950500

Owner

Source: Umatilla County records · APN 2N3209CB10000

Assessment roll updated September 30, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3121 SW TERRACE DR, PENDLETON, OR 97801-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Deed Document Number	2021-7330004
Record Updated	Jun 07, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Dec 03, 2021
Property Address	3121 SW TERRACE DR, PENDLETON, OR 97801-8002
Document Number	20217330004
Instrument Date	Dec 02, 2021
Instrument	2021-7330004
Transaction Type	Transfer
Record Updated	May 09, 2023
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 458, PILOT ROCK, OR 97868-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 SW TERRACE DR, PENDLETON, OR 97801-8002

Mortgage

Document Number	20217330005
Date	Dec 03, 2021
Instrument	2021-7330005

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated September 30, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,283.00	$176,350 Land $35,730 Building $140,620	$300,470 Land $63,120 Building $237,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PENDLETON serves 16,996 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.