McLennan County property record for 3121 Summer Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,561 sqft · built 1950 |
| Lot Size | 0.162 acres (7,063 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2013 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-005100-005300-2 |
| Primary APN | 48-005100-005300-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 7,063 sqft (0.162 acres) |
| Lot Dimensions | 113 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 670 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3121 SUMMER AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLAIZE-FRAZIER LOT 16 BLOCK 5 ACRES .1621 |
| Legal Subdivision | BLAIZE-FRAZIER |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 900 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3121 SUMMER AVE, WACO, TX 76708-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Nov 7, 2013 | Loan Modification, Mortgage CITIMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2005 |
| Transfer Doc | 0000022143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 29, 2026 |
| Property Address | 3121 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000013477 |
| Instrument Date | Mar 22, 2026 |
| Instrument | 202613477 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3121 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000013477, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202613477 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3121 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000041294 |
| Instrument Date | Nov 7, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3121 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450 |
| Document Number | 0000041294 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 41294 |
| Name | CITIMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368-2240 |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | Dec 18, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $168,431 (-1.93%) Land $19,424 Building $149,007 | $168,431 (-1.93%) Land $19,424 Building $149,007 |
| 2025 | $171,740 (+4.34%) Land $17,660 Building $154,080 | $171,740 (+4.34%) Land $17,660 Building $154,080 |
| 2023 | $164,600 Land $17,660 Building $146,940 | $164,600 Land $17,660 Building $146,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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