3121 SE Bedford Dr, Stuart, FL 34997 Property Records

Martin County property record for 3121 SE Bedford Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1982
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Oct 2003)
Tax Bill	$3,461 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-38-41-016-003-0002.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-016-003-0002.0-8-0000`
Alternative APNs	`37-38-41-016-003-00020-8` `34952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	2,160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,947 sqft (0.412 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34952
Street Address	3121 SE BEDFORD DR
City	STUART
State	FL
Zip	34997-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PORT SEWALL HARBOR & TENNIS CLUB LOT 2 BLK C
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	PORT SEWALL HARBOR & TENNIS CLUB
Legal Block	C
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2013
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3121 SE BEDFORD DR, STUART, FL 34997-5449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2003 · Amount on Record
Deed Sale	Oct 30, 2003 · Amount on Record
Prior Sale	May 7, 2002
Deed Document Number	20031704475
Deed Book / Page	1833 / 415
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	3121 SE BEDFORD DR, STUART, FL 34997-5449
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 SE BEDFORD DR, STUART, FL 34997-5449

Mortgage

Document Number	0033252461
Date	Jul 20, 2022
Book Page	3325/2461
Instrument	2971648

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,461.00 (-0.37%) Additional exemption filed	$232,052 (+5.99%)	$452,980 (-1.83%) Land $240,000 Building $212,980
2024	$3,474.00 (+2.42%)
2023	$3,392.00 (+3.86%) Additional exemption filed	$218,945 (+3%)	$461,420 (+32.33%) Land $240,000 Building $221,420
2022	$3,266.00 Homeowner's exemption	$212,568	$348,680 Land $187,000 Building $161,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20