Saginaw County property record for 3121 Ray St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1937 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (Nov 1999) |
| Tax Bill | $87 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-31-4112-000 |
| Primary APN | 10-12-5-31-4112-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Deck Area | Deck Area |
| Patio Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3121 RAY ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2028. A |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 31 |
| Legal Subdivision | FITZHUGHS SUBDIVISION |
| Legal Lot Number | 4 |
| Legal Unit | 20,4 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11001 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3127 RAY ST, SAGINAW, MI 48601-4628 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2023 | Intrafamily Transfer, Transfer |
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 1999 · Amount on Record |
| Deed Sale | Nov 23, 1999 · Amount on Record |
| Prior Sale | Oct 28, 1992 · Amount on Record |
| Deed Book / Page | 2154 / 191 |
| Last Transfer Date | Sep 9, 2024 |
| Transfer Doc | 0000020530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 1, 2023 |
| Property Address | 3121 RAY ST, SAGINAW, MI 48601-4628 |
| Document Number | 0000013221 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023013221 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 DOUTH MICHIGAN AVENUE, MARIA STEIN, OH 45860 |
| Name | Verified Name |
|---|---|
| Address | 3127 RAY ATRET, SAGINAW, MI 48601 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 6, 2021 |
| Property Address | 3121 RAY ST, SAGINAW, MI 48601-4628 |
| Document Number | 0000038238 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021038238 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 S MICHIGAN AVE, SAGINAW, MI 48602-2019 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,900 | $5,800 | |
| 2025 | $87.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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