3121 Pine Hill Rd, Norman, OK 73072 Property Records

Cleveland County property record for 3121 Pine Hill Rd, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 2000
Lot Size0.169 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Aug 2019)
Tax Bill$3,694 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNC29CASC2 2 10001

Property Details

APN / Parcel Number

Primary APNNC29CASC2 2 10001
Alternative APN
  • 96869

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,082 sqft Living Area
1st Floor Area2,082 sqft
Storm ShelterStorm Shelter
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeAttached
Garage Area657 sqft
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number96869
Old Parcel Number96869
Street Address3121 PINE HILL RD
CityNORMAN
StateOK
Zip73072-1943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCASCADE ESTATES SEC 2-PUD LT 10 BLK 2
Legal Range03W
Legal Township09N
Legal Section15
Legal QuarterNE
Legal SubdivisionCASCADE EST 2
Legal Block2
Legal Lot Number10
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3017
Census Tract201514

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3121 PINE HILL RD, NORMAN, OK 73072-1943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 8, 2019Warranty Deed, Transfer · Conventional with PMI
GOLD FIN'L SVCS
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST UNITED BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2019 · Amount on Record
Deed SaleAug 8, 2019 · Amount on Record
Prior SaleJul 27, 2018 · Amount on Record
Deed Document NumberR 2019 24674
Deed Book / Page5952 / 1228
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3121 PINE HILL RD, NORMAN, OK 73072-1943
Transaction TypeMortgage
Record UpdatedOct 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202143803
DateOct 12, 2021
Book Page6325/1483
InstrumentR 2021 43803
Lender
NamePENNYMAC LOAN SERVICES LLC
TypePrivate Party
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateAug 8, 2019
Property Address3121 PINE HILL RD, NORMAN, OK 73072-1943
Document Number0000024674
Book / Page005952 / 001228
Instrument DateAug 5, 2019
Instrument24674
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$367.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3121 PINE HILL RD NORMAN OK 730721943, NORMAN, OK 73072-1943

Mortgage

Document Number24675
DateAug 8, 2019
Book Page005952/001230
Instrument24675
Lender
NameGOLD FIN'L SVCS
TypeFunding / Finance Company
AddressHOUSTON, TX 77036
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 7, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateJul 27, 2018
Property Address3121 PINE HILL RD, NORMAN, OK 73072-1943
Document Number0000023584
Book / Page005827 / 000395
Instrument DateJul 27, 2018
Instrument23584
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3121 PINE HILL RD NORMAN OK 730721943, NORMAN, OK 73072-1943

Mortgage

Document Number23585
DateJul 27, 2018
Book Page005827/000396
Instrument23585
Lender
NameFIRST UNITED BK
TypeBank
AddressNORMAN, OK 73069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 26, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,694.00 (+6.21%) Homeowner's exemption$31,786 (+6.09%) Land $6,187 Building $25,599$325,523 (+12.17%) Land $63,362 Building $262,161
2023$3,478.00 Homeowner's exemption$29,962 Land $5,423 Building $24,539$290,206 Land $52,532 Building $237,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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