3121 Pine Grove Ave, Port Huron, MI 48060 Property Records

St. Clair County property record for 3121 Pine Grove Ave, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1959
Lot Size0.203 acres (8,843 sqft)
OwnerIndividual Name on File
Tax Bill$2,224 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-06-228-0002-000

Property Details

APN / Parcel Number

Primary APN74-06-228-0002-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area8,843 sqft (0.203 acres)
Lot Dimensions130 ft deep x 68 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3121 PINE GROVE AVE
CityPORT HURON
StateMI
Zip48060-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 2 & S 3 FT LOT 1 BAER, TELFER & WHIPPLE PLAT NO. 1 OF THE COLONIAL VILLAGE
Legal SubdivisionBAER TELFER & WHIPPLE 1
Legal Lot Number1-2
Legal Unit2,1
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group1
Census Block1012
Census Tract627000

Owner

3121 Pine Grove Ave is owned and occupied by an individual.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Commercial Mortgage
CITY OF PORT HURON A MICHIGAN MUNICIPAL
Oct 5, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940

Mortgage

Document Number0005888817
DateJan 13, 2026
Book Page5888/817
Instrument2026000827
Lender
NameCITY OF PORT HURON A MICHIGAN MUNICIPAL
TypeNon-Lending Institution
Address100 MCMORRAN BLVD, PORT HURON, MI 48060
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940

Mortgage

Document Number0005567441
DateOct 5, 2022
Book Page5567/441
Instrument2022022882
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2052

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3121 PINE GROVE AVE, PORT HURON, MI 48060-1940
Document Number0049600918
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3121 PINE GROVE AVE PORT HURON MI 480601940, PORT HURON, MI 48060-1940

Mortgage

Document Number0049600918
DateJun 25, 2018
Book Page004960/000918
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueJun 24, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 3121 Pine Grove Ave was $2,224 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,000 (+6.1%)$160,000
2025$2,224.00 (+2.73%) Homeowner's exemption$75,400
2024$2,165.00$150,800
2023$67,400
2022$1,819.00$134,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3121 Pine Grove Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3121 Pine Grove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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