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3121 Persing Ct, Monroe, NC 28110 Property Records

Union County property record for 3121 Persing Ct, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,962 sqft · built 2005
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$444,000 (Aug 2021)
Tax Bill$4,254 (2025)
Deeds & MortgagesNov 2019 Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-336-564

Property Details

APN / Parcel Number

Primary APN09-336-564

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,962 sqft Living Area
1st Floor Area1,306 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area270 sqft
Deck Area242 sqft
Patio Area242 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3121 PERSING CT
CityMONROE
StateNC
Zip28110-7825
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20SU MON
Legal Description#248 HAMILTON PLACE PH5 OPCI889
Legal SubdivisionHAMILTON PLACE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2002
Census Tract20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3121 PERSING CT, MONROE, NC 28110-7825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 18, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 31, 2021Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 3, 2021Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJun 3, 2021 · Amount on Record
Deed Document Number202141264
Deed Book / Page8225 / 191
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3121 PERSING CT, MONROE, NC 28110-7825
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007518106
DateNov 18, 2019
Book Page7518/106
Instrument0035765
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 18, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3121 PERSING CT, MONROE, NC 28110-7825
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 PERSING CT, MONROE, NC 28110-7825

Mortgage

Document Number0007890466
DateNov 18, 2020
Book Page7890/466
Instrument47814
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term308 Months
DueJul 1, 2046

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateAug 31, 2021
Property Address3121 PERSING CT, MONROE, NC 28110-7825
Document Number0008225191
Book / Page8225 / 191
Map ReferenceCAB I FL 889-893
Instrument DateAug 30, 2021
Instrument41264
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$888.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address7330 CHARTER BROOK DR, CHARLOTTE, NC 28270-2228

Mortgage

Document Number0000041265
DateAug 31, 2021
Instrument41265
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 3, 2021
Property Address3121 PERSING CT, MONROE, NC 28110-7825
Document Number0008125399
Book / Page8125 / 399
Map ReferenceCAB I FILE 889-893
Instrument DateJun 3, 2021
Instrument26479
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1510 STACK RD, MONROE, NC 28112-9486

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,700 (-) Land $75,000 Building $411,700$486,700 (-) Land $75,000 Building $411,700
2025$4,254.00 (+8.19%)$486,700 (+34.97%) Land $75,000 Building $411,700$486,700 (+34.97%) Land $75,000 Building $411,700
2023$3,932.00$360,600 Land $47,400 Building $313,200$360,600 Land $47,400 Building $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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