Hamilton County property record for 3121 Penrose Pl, Cincinnati, OH 45211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,485 sqft · built 1925 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2023) |
| Tax Bill | $5,374 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-0070-0079-00 |
| Primary APN | 211-0070-0079-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,485 sqft Living Area |
| 1st Floor Area | 794 sqft |
| 2nd Floor Area | 691 sqft |
| Upper Floors Area | 691 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3121 PENROSE PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45211-6719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3121 PENROSE PL 50 X 135 LOT 171 WESTWOOD HTS SUB |
| Legal Subdivision | WESTWOOD HEIGHTS SUB |
| Legal Lot Number | 171 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10201 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| May 3, 2019 | Deed of Trust, Mortgage · Line of Credit SPRING VLY BK |
| May 24, 2019 | Warranty Deed, Transfer · Line of Credit SPRING VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2023 · Amount on Record |
| Deed Sale | Feb 23, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2019 · Amount on Record |
| Deed Document Number | 0000012824 |
| Deed Book / Page | 14859 / 1801 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 23, 2023 |
| Property Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Document Number | 0000012824 |
| Book / Page | 14859 / 1801 |
| Map Reference | VOL 1 PG 21 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023-0012824 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Document Number | 0000012825 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 2023-0012825 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 28, 2019 |
| Property Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Document Number | 0000072386 |
| Book / Page | 013990 / 000767 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 72386 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 PENROSE PL CINCINNATI OH 452116719, CINCINNATI, OH 45211-6719 |
| Document Number | 72387 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 013990/000769 |
| Instrument | 72387 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Document Number | 0000047429 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 3442 MAYFAIR AVE CINCINNATI OH 452115306, CINCINNATI, OH 45211-5306 |
| Document Number | 0000047429 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 013940/000709 |
| Instrument | 47429 |
| Name | SPRING VLY BK |
|---|---|
| Type | Bank |
| Address | WYOMING, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 16, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 24, 2019 |
| Property Address | 3121 PENROSE PL, CINCINNATI, OH 45211-6719 |
| Document Number | 0000040541 |
| Book / Page | 13925 / 01709 |
| Map Reference | VOL 1 PG 21 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019-0040541 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3442 MAYFAIR AVE, CINCINNATI, OH 45211-5306 |
| Document Number | 0000040542 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-0040542 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 16 Months |
| Due | Sep 1, 2020 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,374.00 (+3.01%) | $84,000 (-) Land $7,056 Building $76,944 | |
| 2024 | $5,217.00 (-2.12%) | $84,000 (-) Land $7,056 Building $76,944 | |
| 2023 | $5,330.00 (+26%) | $84,000 (+42.01%) Land $7,056 Building $76,944 | $240,000 (+42.01%) Land $20,160 Building $219,840 |
| 2022 | $4,230.00 Homeowner's exemption | $59,151 Land $5,730 Building $53,421 | |
| 2020 | $169,000 Land $16,370 Building $152,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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