3121 N Main St, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3121 N Main St, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,250 sqft · built 1922
Lot Size0.451 acres (19,646 sqft)
Owner2 Individual Names on Record
Last Sale$865,000 (Feb 2015)
Tax Bill$14,682 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN030-091-06

Property Details

APN / Parcel Number

Primary APN030-091-06
Alternative APN
  • 030-091-06-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,250 sqft Living Area
Gross Area2,670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area19,646 sqft (0.451 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area232 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3121 N MAIN ST
CitySOQUEL
StateCA
Zip95073-2205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6-GH
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1034
Census Tract122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1512 SEABRIGHT AVE, SANTA CRUZ, CA 95062-2529
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2015 · Amount on Record
Deed SaleFeb 27, 2015 · Amount on Record
Prior SaleApr 1, 2008 · Amount on Record
Deed Document Number20157058
Prior Transfer DateJan 10, 1994
Prior Transfer Doc0000005577
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3121 N MAIN ST, SOQUEL, CA 95073-2205
Transaction TypeMortgage
Record UpdatedMar 3, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 N MAIN ST, SOQUEL, CA 95073-2205

Mortgage

Document Number0000009702
DateFeb 16, 2021
Instrument2021-0009702
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,060,393 (+2%) Land $636,236 Building $424,157
2025$14,682.00 (+10.18%)$1,039,601 (+4.04%) Land $623,761 Building $415,840
2023$13,325.00 (+1.59%)$999,232 Land $599,539 Building $399,693$1,192,050
2022$13,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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