Anne Arundel County property record for 3121 Munz Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,944 sqft · built 1975 |
| Lot Size | 1.02 acres (44,649 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,900 (Jul 2019) |
| Tax Bill | $5,973 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-398-90002377 |
| Primary APN | 02-398-90002377 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 44,649 sqft |
| View / Lot | Waterfront |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 39890002377 |
|---|---|
| Street Address | 3121 MUNZ DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 8 SC 1 PL 2 HARNESSES GARDENS |
| Legal Subdivision | HARNESSES GARDENS |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 702601 |
3121 Munz Dr is owned and occupied by two individuals who bought it in July 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3121 MUNZ DR, ANNAPOLIS, MD 21403-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 30, 2019 | Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on File |
| Deed Sale | Jul 30, 2019 · Amount on File |
| Prior Sale | May 5, 1978 · Amount on File |
| Deed Book / Page | 33395 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3121 MUNZ DR, ANNAPOLIS, MD 21403-1623 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0360810094 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 36081/94 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 30, 2019 |
| Property Address | 3121 MUNZ DR, ANNAPOLIS, MD 21403-1623 |
| Document Number | 0333950001 |
| Book / Page | 33395 / 001 |
| Map Reference | MB 42 FO 12 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CAPITOL TITLE INSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,498.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3121 MUNZ DR, ANNAPOLIS, MD 21403-1623 |
| Document Number | 33395006 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 33395/006 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 3121 Munz Dr was $5,973 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,900 Land $302,100 Building $237,800 | $539,900 Land $302,100 Building $237,800 | |
| 2025 | $5,973.00 | ||
| 2023 | $5,166.00 Homeowner's exemption | $473,100 Land $302,100 Building $171,000 | $473,100 Land $302,100 Building $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3121 Munz Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 32 (1979–2008) |
| Claims Outside the SFHA | 6 of 32 |
| Most Recent Claim | May 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3121 Munz Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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