3121 Montclair Ct, Clarkston, MI 48348 Property Records

Oakland County property record for 3121 Montclair Ct, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,374 sqft · built 2002
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individuals on Record
Last Sale	$247,000 (Jan 2011)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J-08-24-476-022`

Property Details

APN / Parcel Number

Primary APN	`J-08-24-476-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
1st Floor Area	1,314 sqft
Basement Area	1,227 sqft
Finished Basement	1,227 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	12,110 sqft (0.278 acres)
Lot Depth	100 ft Depth
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	322 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3121 MONTCLAIR CT
City	CLARKSTON
State	MI
Zip	48348-5065
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PRD
Legal Description	T4N, R9E, SEC 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 1036 OAKHURST UNIT 375 L 17072 P 18 1-4-00 FR 200-006
Legal Range	9E
Legal Township	4N
Legal Section	24
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	375
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1024
Census Tract	127600

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 15, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2011 · Amount on Record
Deed Sale	Jan 7, 2011 · Amount on Record
Prior Sale	Jun 26, 2002 · Amount on Record
Deed Document Number	20114149
Deed Book / Page	42715 / 315
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065

Mortgage

Document Number	0000103791
Date	Sep 21, 2023
Book Page	58892/327
Instrument	103791

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065

Mortgage

Document Number	0000176680
Date	Jul 15, 2021
Book Page	56555/676
Instrument	176680

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3121 MONTCLAIR CT, CLARKSTON, MI 48348-5065
Document Number	0000158565
Book / Page	050997 / 000736
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3121 MONTCLAIR CT CLARKSTON MI 483485065, CLARKSTON, MI 48348-5065

Mortgage

Document Number	0000158565
Date	Aug 22, 2017
Book Page	050997/000736
Instrument	158565

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Clarkston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,484.00 (-31.5%) Homeowner's exemption	$227,500 (+18.74%) Land $39,200 Building $188,300	$455,000 (+18.74%) Land $78,400 Building $376,600
2024	$5,086.00 (+11.39%)
2023		$191,600 Land $28,500 Building $163,100	$383,200 Land $57,000 Building $326,200
2022	$4,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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