El Dorado County property record for 3121 Ken Derek Ln, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1990 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (May 2022) |
| Tax Bill | $7,574 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-260-029-000 |
| Primary APN | 105-260-029-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Construction Type | Wood |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Gentle Slope |
| View / Lot | Good |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 1,702 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Old Parcel Number | 1052602910 |
|---|---|
| Street Address | 3121 KEN DEREK LN |
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 38/44/4 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30901 |
Source: El Dorado County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3121 KEN DEREK LN, PLACERVILLE, CA 95667-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2018 | Deed of Trust, Mortgage · Line of Credit USE CREDIT UNION |
| May 4, 2022 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Prior Sale | Feb 15, 2000 · Amount on Record |
| Deed Document Number | 2022-0020273 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3121 KEN DEREK LN, PLACERVILLE, CA 95667-9314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000046225 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 2018-0046225 |
| Name | USE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | DAYTONA BEACH, FL 32121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 4, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 4, 2022 |
| Property Address | 3121 KEN DEREK LN, PLACERVILLE, CA 95667-9314 |
| Document Number | 0000020273 |
| Map Reference | MB 38 PG 44 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022-0020273 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3121 KEN DEREK LN, PLACERVILLE, CA 95667-9314 |
| Document Number | 0000020274 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-0020274 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: El Dorado County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Trail Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,574.00 (+4.12%) Homeowner's exemption | $716,314 (+4.04%) Land $206,935 Building $509,379 |
| 2023 | $7,274.00 (+102.45%) Homeowner's exemption | $688,500 Land $198,900 Building $489,600 |
| 2022 | $3,593.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1997–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
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