3121 Jepsen Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3121 Jepsen Rd, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,156 sqft · built 1975
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Dec 2021)
Tax Bill	$5,378 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9014-32-376-002`

Property Details

APN / Parcel Number

Primary APN	`9014-32-376-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,156 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Finished Basement	570 sqft
Unfinished Basement	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	124,146 sqft (2.85 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Patio Area	48 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3121 JEPSEN RD
City	CEDAR FALLS
State	IA
Zip	50613-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 197.4 FT S 1062.4 FT E 662 FT SE SW SEC 32 T 90 R 14 EXC STS & HWYS & EASE
Legal Range	14W
Legal Township	90N
Legal Section	32
Jurisdiction	BLACK HAWK IA
Township / Civil Division	UNION
Census Block Group	2
Census Block	2086
Census Tract	2606

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3121 JEPSEN RD, CEDAR FALLS, IA 50613-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2021 · Amount on Record
Deed Sale	Dec 18, 2021 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	202113045
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 18, 2020
Property Address	3121 JEPSEN RD, CEDAR FALLS, IA 50613-9335
Document Number	202100013045
Instrument Date	Dec 16, 2020
Instrument	202100013045
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3121 JEPSEN RD, CEDAR FALLS, IA 50613-9335

Mortgage

Document Number	202100013046
Date	Dec 18, 2020
Instrument	202100013046

Lender

Name	BANKIOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	202100013047
Date	Dec 18, 2020
Instrument	202100013047

Lender

Name	BANKIOWA
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,378.00	$458,420 (+5.58%) Land $132,000 Building $326,420	$458,420 (+5.58%) Land $132,000 Building $326,420
2024	$5,378.00 (+0.56%)
2023		$434,190 (+18.33%) Land $120,000 Building $314,190	$434,190 (+18.33%) Land $120,000 Building $314,190
2022	$5,348.00	$366,920 Land $108,000 Building $258,920
2021			$366,920 Land $108,000 Building $258,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jepsen Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures