McLennan County property record for 3121 Ethel Ave, Waco, TX 76707
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,734 sqft · built 1920 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,400 (Sep 2021) |
| Tax Bill | $4,800 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022600-020100-2 |
| Primary APN | 48-022600-020100-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,734 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 870 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 80 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 130 sqft |
| Patio Area | 180 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3121 ETHEL AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76707-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HIGHLAND LOT 7 BLOCK 16 ACRES .1894 |
| Legal Subdivision | HIGHLAND |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 900 |
3121 Ethel Ave is owned and occupied by an individual who bought it in September 2021.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 21, 2020 | Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR |
| Jan 25, 2019 | Deed of Trust, Mortgage MARC M ROTH |
| Aug 6, 2018 | Grant Deed, Transfer |
| Apr 17, 2018 | Warranty Deed, Transfer ALAMO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on File |
| Deed Sale | Sep 8, 2021 · Amount on File |
| Prior Sale | Aug 6, 2018 |
| Deed Document Number | 202136275 |
| Prior Transfer Date | Aug 26, 2021 |
| Prior Transfer Doc | 0000036275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 8, 2021 |
| Property Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000036275 |
| Map Reference | MB 228 PG 41 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021036275 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000036276 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021036276 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000006213 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 701 N 42ND ST WACO TX 767105213, WACO, TX 76710-5213 |
| Document Number | 0000006213 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 6213 |
| Name | FIRST NAT'L BK/MCGREGOR |
|---|---|
| Type | Bank |
| Address | MCGREGOR, TX 76657 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000002697 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 716 BOSQUE LN MC GREGOR TX 766573401, MC GREGOR, TX 76657-3401 |
| Document Number | 0000002697 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 2697 |
| Name | MARC M ROTH |
|---|---|
| Address | 8281 POLIZZI PL, SAN DIEGO, CA 92123-3830 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 6, 2018 |
| Property Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000027782 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 27782 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 701 N 42ND ST WACO TX 767105213, WACO, TX 76710-5213 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 17, 2018 |
| Property Address | 3121 ETHEL AVE, WACO, TX 76707-1819 |
| Document Number | 0000012350 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 12350 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 ETHEL AVE WACO TX 767071819, WACO, TX 76707-1819 |
The 2025 property tax bill for 3121 Ethel Ave was $4,800 with a homeowner's exemption, down 6.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,182 (-3.05%) Land $24,008 Building $272,174 | $296,182 (-3.05%) Land $24,008 Building $272,174 | |
| 2025 | $4,800.00 (-6.34%) Homeowner's exemption | $305,500 Land $21,780 Building $283,720 | $305,500 Land $21,780 Building $283,720 |
| 2024 | $5,125.00 | ||
| 2023 | $279,130 Land $21,780 Building $257,350 | $279,130 Land $21,780 Building $257,350 | |
| 2022 | $4,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3121 Ethel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3121 Ethel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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