3121 Eldorado Dr, Lincoln, NE 68516 Property Records

Lancaster County property record for 3121 Eldorado Dr, Lincoln, NE 68516

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,796 sqft · built 2017
Lot Size0.254 acres (11,054 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Aug 2023)
Tax Bill$6,495 (2025)
Deeds & MortgagesJul 2026 Transfer
Aug 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-30-126-001-000

Property Details

APN / Parcel Number

Primary APN16-30-126-001-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,796 sqft Living Area
Gross Area4,550 sqft
1st Floor Area1,746 sqft
Basement Area1,746 sqft
Finished Basement1,050 sqft
Unfinished Basement696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,054 sqft (0.254 acres)
Garage TypeAttached
Garage Area938 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3121 ELDORADO DR
CityLINCOLN
StateNE
Zip68516-6592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDERNESS HILLS 7TH ADDITION, BLOCK 2, LOT 1
Legal SubdivisionWILDERNESS HILLS 7TH ADDITION
Legal Block2
Legal Lot Number1
JurisdictionLANCASTER NE
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1007
Census Tract3726

Owner

3121 Eldorado Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Lancaster County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 14, 2023Warranty Deed, Transfer · Conventional Mortgage
WEST GATE BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Sep 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
LINCOLN FSB/NE
Sep 19, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LINCOLN FSB/NE
Jan 30, 2017Grant Deed, Construction Loan · Line of Credit
FIRST WESTROADS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2023 · Amount on File
Deed SaleAug 14, 2023 · Amount on File
Prior SaleSep 19, 2018 · Amount on File
Deed Document Number202323962
Record UpdatedSep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLANCASTER NE
Recording DateJul 16, 2026
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Document Number0000026774
Instrument DateJul 15, 2026
Instrument202626774
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateAug 14, 2023
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Document Number0000023962
Instrument DateAug 7, 2023
Instrument2023023962
Transaction TypeTransfer
Record UpdatedOct 2, 2025
Title Company402 TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,305.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000023963
DateAug 14, 2023
Instrument2023023963
Lender
NameWEST GATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063771
DateNov 25, 2020
Instrument2020063771
Lender
NameLINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
TypeBank
AddressLINCOLN, NE 68520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Document Number0000038813
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyLIBERTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3121 ELDORADO DR LINCOLN NE 685166592, LINCOLN, NE 68516-6592

Mortgage

Document Number0000038813
DateOct 2, 2019
Instrument38813
Lender
NameLINCOLN FSB/NE
TypeFederal Savings Bank
AddressLINCOLN, NE 68508
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2034

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLANCASTER NE
Recording DateSep 19, 2018
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Document Number0000037241
Instrument DateSep 13, 2018
Instrument37241
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 5, 2018
Title CompanyCHARTER TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$918.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3121 ELDORADO DR LINCOLN NE 685166592, LINCOLN, NE 68516-6592

Mortgage

Document Number37242
DateSep 19, 2018
Instrument37242
Lender
NameLINCOLN FSB/NE
TypeFederal Savings Bank
AddressLINCOLN, NE 68508
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 18, 2038

January 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLANCASTER NE
Recording DateJan 30, 2017
Property Address3121 ELDORADO DR, LINCOLN, NE 68516-6592
Document Number0000004202
Instrument DateJan 18, 2017
Instrument4202
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2017

Transaction

AmountAmount on Record
Tax$157.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3121 ELDORADO DR LINCOLN NE 68516, LINCOLN, NE 68516

Mortgage

Document Number4203
DateJan 30, 2017
Instrument4203
Lender
NameFIRST WESTROADS BK
TypeBank
Address15750 W DODGE RD, OMAHA, NE 68118-2535
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3121 Eldorado Dr was $6,495.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
MunicipalityLincoln City
Unified School DistrictLincoln Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,495.00$505,500 Land $85,000 Building $420,500$505,500 Land $85,000 Building $420,500
2023$7,463.00 (+4.25%)$445,300 (+17.06%) Land $85,000 Building $360,300$445,300 (+17.06%) Land $85,000 Building $360,300
2022$7,159.00$380,400 Land $80,000 Building $300,400$380,400 Land $80,000 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3121 Eldorado Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3121 Eldorado Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLN
serves 296,000 people · EPA ID NE3110926
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Allo Communications
Fiber
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Big Red Communications
Fixed Wireless
200 / 100
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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