3121 E Saint James Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3121 E Saint James Ct, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,560 sqft · built 1994
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$4,376 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN015-29565-80

Property Details

APN / Parcel Number

Primary APN015-29565-80
Alternative APN
  • 53-08-11-308-031.000-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,560 sqft Living Area
1st Floor Area2,560 sqft
Basement Area1,280 sqft
Unfinished Basement1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
TerrainHigh
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-29565-80
Street Address3121 E SAINT JAMES CT
CityBLOOMINGTON
StateIN
Zip47401-7105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENSINGTON LOT 36
Legal Lot Number36
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1019
Census Tract1001

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3121 E SAINT JAMES CT, BLOOMINGTON, IN 47401-7105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address3121 E SAINT JAMES CT, BLOOMINGTON, IN 47401-7105
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020007651
DateMay 28, 2020
Instrument2020007651
Lender
NameTHE PEOPLES STATE BANK
TypeBank
AddressELLETTSVILLE, IN 47429
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,376.00 (-9.96%)$432,400 (-0.51%) Land $105,100 Building $327,300$432,400 (-0.51%) Land $105,100 Building $327,300
2024$4,860.00 (+8.31%)
2023$434,600 (+7.07%) Land $105,100 Building $329,500$434,600 (+7.07%) Land $105,100 Building $329,500
2022$4,487.00 Homeowner's exemption$405,900 Land $95,600 Building $310,300$405,900 Land $95,600 Building $310,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smithville Communications.

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