3121 E Holmes Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3121 E Holmes Ave, Cudahy, WI 53110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,368 sqft · built 1994
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`630-0128-001`

Property Details

APN / Parcel Number

Primary APN	`630-0128-001`
Alternative APN	`036300128001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	1,438 sqft
Basement Area	1,264 sqft
Finished Basement	378 sqft
Unfinished Basement	886 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	138 ft deep x 45 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	550 sqft
Patio Area	640 sqft
Gazebo	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3121 E HOLMES AVE
City	CUDAHY
State	WI
Zip	53110-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CSM #5923 PARCEL 1 NE 27-6-22
Legal Range	22E
Legal Township	06N
Legal Section	27
Legal Subdivision	CUDAHY PARK
Legal Lot Number	1-3
Jurisdiction	MILWAUKEE WI
Township / Civil Division	CUDAHY
Census Block Group	2
Census Block	2019
Census Tract	180300

Owner

3121 E Holmes Ave is owned and occupied by two individuals who acquired it in June 2001.

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3121 E HOLMES AVE, CUDAHY, WI 53110-1328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivorship Marital Property

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATORS CU
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 15, 2001
Transfer Doc	0008092376
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3121 E HOLMES AVE, CUDAHY, WI 53110-1328
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011183674
Date	Nov 4, 2021
Instrument	11183674

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	STURTEVANT, WI 53177

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Nov 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3121 E HOLMES AVE, CUDAHY, WI 53110-1328
Document Number	0011003104
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3121 E HOLMES AVE CUDAHY WI 531101328, CUDAHY, WI 53110-1328

Mortgage

Document Number	0011003104
Date	Jul 28, 2020
Instrument	11003104

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3121 E HOLMES AVE, CUDAHY, WI 53110-1328
Document Number	0010919830
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3121 E HOLMES AVE CUDAHY WI 531101328, CUDAHY, WI 53110-1328

Mortgage

Document Number	0010919830
Date	Oct 24, 2019
Instrument	10919830

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	MOUNT PLEASANT, WI 53177

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 3121 E Holmes Ave was $4,698 with a homeowner's exemption, up 16.9% from the year before.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Cudahy City
Unified School District	Cudahy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 (+16.92%)	$245,200 (-) Land $34,500 Building $210,700	$276,000 (+10.31%)
2024	$4,018.00 Homeowner's exemption	$245,200 Land $34,500 Building $210,700	$250,200
2022	$3,732.00 Homeowner's exemption	$200,500 Land $34,500 Building $166,000	$206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3121 E Holmes Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3121 E Holmes Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUDAHY WATERWORKS serves 18,659 people · EPA ID WI2410169
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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