Richland County property record for 3121 Duncan St, Columbia, SC 29205
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,183 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $2,125 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13803-13-12 |
| Primary APN | 13803-13-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,183 sqft Heated Area |
| Gross Area | 1,551 sqft |
| 1st Floor Area | 1,127 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Slab |
| Porch Area | 200 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00469512 |
|---|---|
| Street Address | 3121 DUNCAN ST |
| City | COLUMBIA |
| State | SC |
| Zip | 29205-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | PT LOT 4 BLK 6 50.4X125.4X50X125.4 #SU #PR B-104 51-9514 55-6900 |
| Legal Subdivision | SHANDON |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 2500 |
3121 Duncan St is owned and occupied by an individual who bought it in October 2025.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3121 DUNCAN ST, COLUMBIA, SC 29205-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| Mar 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Jun 11, 2019 | Grant Deed, Transfer · Conventional Mortgage GUILD MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on File |
| Deed Sale | Oct 10, 2025 · Amount on File |
| Prior Sale | Jun 11, 2019 · Amount on File |
| Deed Document Number | 202548694 |
| Deed Book / Page | 3064 / 741 |
| Prior Transfer Date | Jul 31, 2001 |
| Prior Transfer Doc | 0860/0010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 10, 2025 |
| Property Address | 3121 DUNCAN ST, COLUMBIA, SC 29205-2626 |
| Document Number | 0030640741 |
| Book / Page | 3064 / 741 |
| Map Reference | MB 55 PG 6900 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025048694 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3121 DUNCAN ST, COLUMBIA, SC 29205-2626 |
| Document Number | 2025048695 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025048695 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 3121 DUNCAN ST, COLUMBIA, SC 29205-2626 |
| Document Number | 2475/1060 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3121 DUNCAN ST COLUMBIA SC 292052626, COLUMBIA, SC 29205-2626 |
| Document Number | 2475/1060 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 002475/001060 |
| Instrument | 12716 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jun 11, 2019 |
| Property Address | 3121 DUNCAN ST, COLUMBIA, SC 29205-2626 |
| Document Number | 2401/0026 |
| Book / Page | 002401 / 000026 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 40826 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $956.45 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3121 DUNCAN ST COLUMBIA SC 292052626, COLUMBIA, SC 29205-2626 |
| Document Number | 2401/0030 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 002401/000030 |
| Instrument | 40827 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2025 property tax bill for 3121 Duncan St was $2,125.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,125.00 | $10,340 | $310,200 Land $96,000 Building $214,200 |
| 2023 | $1,811.00 | $10,340 | $258,500 |
| 2021 | $1,936.00 | $10,340 | $258,500 Land $80,000 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3121 Duncan St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2003–2026) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3121 Duncan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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