Manitowoc County property record for 3121 Division St, Manitowoc, WI 54220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1971 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-836-102-034.00 |
| Primary APN | 52-836-102-034.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 920 sqft |
| Basement Area | 880 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,579 sqft (0.174 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 3121 DIVISION ST |
|---|---|
| City | MANITOWOC |
| State | WI |
| Zip | 54220-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 54 TR C CSM V4 P189 & E 6 TR D CSM V4 P233 |
| Legal Tract | C,D |
| Legal Lot Number | C |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | MANITOWOC |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600 |
3121 Division St is owned and occupied by two individuals.
Source: Manitowoc County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION |
| Apr 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU |
| Aug 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Jul 7, 2026 |
| Property Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Document Number | 0001296923 |
| Book / Page | 3776 / 644 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20261296923 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Document Number | 0001296923, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 3776/644 |
| Instrument | 20261296923 |
| Name | COMMUNITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Jul 15, 2032 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003552/704 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 3552/704 |
| Instrument | 1261228 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Apr 3, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003516/69 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 3516/69 |
| Instrument | 1254710 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Aug 14, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Property Address | 3121 DIVISION ST, MANITOWOC, WI 54220-5952 |
| Document Number | 0001188874 |
| Book / Page | 003122 / 000385 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3121 DIVISION ST MANITOWOC WI 542205952, MANITOWOC, WI 54220-5952 |
| Document Number | 0001188874 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 003122/000385 |
| Instrument | 1188874 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912-1487 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 4, 2022 |
The 2025 property tax bill for 3121 Division St was $3,226 with exemptions applied.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Manitowoc City |
| Unified School District | Manitowoc School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,226.00 Homeowner's exemption | $225,500 Land $16,500 Building $209,000 | $229,025 Land $16,758 Building $212,267 |
| 2023 | $2,580.00 Homeowner's exemption | $173,400 Land $14,300 Building $159,100 | $173,600 Land $14,316 Building $159,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3121 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3121 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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