3121 Co Rd 315, Ignacio, CO 81137 Property Records

La Plata County property record for 3121 Co Rd 315, Ignacio, CO 81137

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,799 sqft · built 1973
Lot Size	40.2 acres (1,753,290 sqft)
Owner	Individual Name on File
Last Sale	$637,500 (Sep 2018)
Tax Bill	$1,798 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5903-251-00-669`

Property Details

APN / Parcel Number

Primary APN	`5903-251-00-669`
Alternative APN	`R421634`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,799 sqft Heated Area

Exterior

Year Built	Built 1973
Architectural Style	Conventional
Lot Area	1,753,290 sqft (40.2 acres)
Garage Type	Attached
Garage Area	832 sqft

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	438 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R421634
Old Parcel Number	590325100669
City	IGNACIO
State	CO
Zip	81137
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION: 25 TOWNSHIP: 34 RANGE: 8 SW4 NE4 3121 CR 315 3123 CR 315 IGNACIO 81137
Legal Range	08
Legal Township	34
Legal Section	25
Jurisdiction	LA PLATA CO
Township / Civil Division	IGNACIO
Census Block Group	1
Census Block	1034
Census Tract	940300

Owner

Source: La Plata County records · APN 5903-251-00-669

Assessment roll updated August 25, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3121 COUNTY ROAD 315, IGNACIO, CO 81137-9738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Sep 12, 2018	Warranty Deed, Transfer · ARM ZB NA
Sep 12, 2018	Warranty Deed, Transfer TITLE DURANGO LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	May 17, 2013 · Amount on Record
Deed Document Number	1147939
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	3121 COUNTY ROAD 315, IGNACIO, CO 81137-9738
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001164172
Date	Nov 08, 2019
Instrument	1164172

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 12, 2018
Property Address	3121 COUNTY ROAD 315, IGNACIO, CO 81137-9738
Document Number	0001147939
Instrument Date	Aug 31, 2018
Instrument	1147939
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$63.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 COUNTY ROAD 315, IGNACIO, CO 81137-9738

Mortgage

Document Number	0001147940
Date	Sep 12, 2018
Instrument	1147940

Lender

Name	ZB NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 12, 2018
Property Address	3121 COUNTY ROAD 315, IGNACIO, CO 81137-9738
Document Number	0001147938
Instrument Date	Aug 24, 2018
Instrument	1147938
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	TITLE DURANGO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2707 N 118TH ST OMAHA NE 681649672, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated August 25, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Ignacio School District 11-JT (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,798.00 (+45%)	$32,820 (+12.44%) Land $3,170 Building $29,650	$449,750 (+22.38%) Land $11,720 Building $438,030
2023	$1,240.00 (-6.49%)	$29,190 (+6.77%) Land $3,180 Building $26,010	$367,510 (+12.76%) Land $12,050 Building $355,460
2022	$1,326.00	$27,340 Land $3,310 Building $24,030	$325,920 Land $12,510 Building $313,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679403001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 43% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Communications Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25
T-Mobile USA Fixed Wireless	25 / 3
Lumen Technologies DSL	10 / 1

Based on FCC filings for 2 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 315

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