3121 Brook Stone Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3121 Brook Stone Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,690 sqft · built 2001
Lot Size	12.4 acres (540,144 sqft)
Owner	2 Individual Names on File
Last Sale	$543,305 (Apr 2022)
Tax Bill	$3,069 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-5.0-21.0-0-000-012.46`

Property Details

APN / Parcel Number

Primary APN	`22-5.0-21.0-0-000-012.46`
Alternative APN	`2250210 01246`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	2,270 sqft
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	540,144 sqft
Garage Type	Attached
Garage Area	580 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3121 BROOK STONE RD
City	FESTUS
State	MO
Zip	63028-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	BROOKSTONE PT LOT 16
Legal Range	6E
Legal Township	39N
Legal Section	21
Legal Subdivision	BROOKSTONE
Legal Block	2
Legal Lot Number	16
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2065
Census Tract	701403

Owner

3121 Brook Stone Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 14, 2019	Deed of Trust, Mortgage PENNYMAC
Apr 2, 2018	Warranty Deed, Transfer MIDLAND STATES BK
Apr 2, 2018	Quit Claim Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	202213188
Prior Transfer Date	Mar 27, 2018
Prior Transfer Doc	0000009540
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 19, 2022
Property Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986
Document Number	0000013188
Map Reference	MB A PG 155
Instrument Date	Apr 18, 2022
Instrument	2022R-013188
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986

Mortgage

Document Number	0000013189
Date	Apr 19, 2022
Instrument	2022R-013189

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986
Document Number	0000032956
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3121 BROOK STONE RD FESTUS MO 630284986, FESTUS, MO 63028-4986

Mortgage

Document Number	0000032956
Date	Oct 24, 2019
Instrument	32956

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2034

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2018
Property Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986
Document Number	0000009541
Instrument Date	Mar 27, 2018
Instrument	9541
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3121 BROOK STONE RD FESTUS MO 630284986, FESTUS, MO 63028-4986

Mortgage

Document Number	9542
Date	Apr 2, 2018
Instrument	9542

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2038

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2018
Property Address	3121 BROOK STONE RD, FESTUS, MO 63028-4986
Document Number	0000009540
Instrument Date	Mar 27, 2018
Instrument	9540
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3121 BROOK STONE RD FESTUS MO 630284986, FESTUS, MO 63028-4986

Tax Assessment & Valuation

The 2025 property tax bill for 3121 Brook Stone Rd was $3,069, up 7.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100 (-) Land $6,600 Building $43,500	$263,500 (-) Land $34,600 Building $228,900
2025	$3,069.00 (+7.16%)	$50,100 Land $6,600 Building $43,500	$263,500 (-) Land $34,600 Building $228,900
2024	$2,864.00 (+0.03%)		$263,500 (+8.35%) Land $34,600 Building $228,900
2023	$2,863.00	$46,200 Land $6,600 Building $39,600	$243,200 Land $34,600 Building $208,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3121 Brook Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3121 Brook Stone Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lightwave Communications Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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