3121 7th St, Des Moines, IA 50313 Property Records

Polk County property record for 3121 7th St, Des Moines, IA 50313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1906
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (May 2020)
Tax Bill	$1,726 (2024)
Deeds & Mortgages	May 2020 Mortgage May 2020 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-27-255-006`

Property Details

APN / Parcel Number

Primary APN	`7924-27-255-006`
Alternative APN	`070/02869-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	864 sqft
Basement Area	540 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	192 sqft
Porch	Enclosed Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3121 7TH ST
City	DES MOINES
State	IA
Zip	50313-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 251 MANNS 2ND ADD TO LAKE PARK
Legal Range	24W
Legal Township	79N
Legal Section	27
Legal Subdivision	MANN'S REPLAT OF PT MANN'S 2ND ADD TO LA
Legal Lot Number	251
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

3121 7th St is owned and occupied by an individual who bought it in May 2020.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3121 7TH ST, DES MOINES, IA 50313-4101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
May 18, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage LOWA FINANCE AUTHORITY
Mar 6, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Prior Sale	Aug 25, 1998 · Amount on File
Deed Document Number	2019-00097801
Deed Book / Page	17837 / 347
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3121 7TH ST, DES MOINES, IA 50313-4101
Document Number	0000097804
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 7TH ST DES MOINES IA 503134101, DES MOINES, IA 50313-4101

Mortgage

Document Number	0000097804
Date	May 18, 2020
Book Page	017837/000360
Instrument	97804

Lender

Name	HOUSING FIN AUTH
Address	DES MOINES, IA 50315

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 18, 2020
Property Address	3121 7TH ST, DES MOINES, IA 50313-4101
Document Number	201900097801
Book / Page	17837 / 347
Instrument Date	May 11, 2020
Instrument	2019-00097801
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3121 7TH ST, DES MOINES, IA 50313-4101

Mortgage

Document Number	201900097804
Date	May 18, 2020
Instrument	2019-00097804

Lender

Name	LOWA FINANCE AUTHORITY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000097803
Date	May 18, 2020
Book Page	17837/351
Instrument	2019-00097803

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Mar 6, 2019
Property Address	3121 7TH ST, DES MOINES, IA 50313-4101
Document Number	0000063531
Book / Page	017253 / 000441
Instrument Date	Feb 21, 2019
Instrument	63531
Transaction Type	Foreclosure
Record Updated	Mar 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$36.80
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6810 COBURN LN JOHNSTON IA 501311242, JOHNSTON, IA 50131-1242

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,600 Land $18,400 Building $108,200	$126,600 Land $18,400 Building $108,200
2024	$1,726.00
2023		$109,900 Land $15,800 Building $94,100	$109,900 Land $15,800 Building $94,100
2020	$1,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3121 7th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1997–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Jul 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3121 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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