31201 Cove Rd, Tavares, FL 32778 Property Records

Lake County property record for 31201 Cove Rd, Tavares, FL 32778

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,337 sqft · built 1956
Lot Size	0.506 acres (22,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jul 2019)
Tax Bill	$4,055 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-19-25-0003-000-03100`

Property Details

APN / Parcel Number

Primary APN	`25-19-25-0003-000-03100`
Alternative APN	`1301483`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,337 sqft Living Area
1st Floor Area	2,337 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Shingle
Lot Area	22,062 sqft (0.506 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	551 sqft
Patio Area	224 sqft
Utility Building	540 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1301483
Street Address	31201 COVE RD
City	TAVARES
State	FL
Zip	32778-4885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM THE SOUTHEAST CORNER OF GOVERNMENT LOT 5 OF SECTION 25 TOWNSHIP 19 SOUTH RANGE 25 EAST RUN NORTH 1060 FEET WEST 715.7
Legal Range	25E
Legal Township	19S
Legal Section	25
Legal Subdivision	SOUTH
Legal Phase	25
Legal Tract	3
Legal Lot Number	5,110
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	1
Census Block	1021
Census Tract	30805

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31201 COVE RD, TAVARES, FL 32778-4885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	2019074808
Deed Book / Page	5304 / 2151
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	31201 COVE RD, TAVARES, FL 32778-4885
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11228 BEACHWOOD RD, KETCHIKAN, AK 99901-9226

Mortgage

Document Number	0056822050
Date	Apr 8, 2021
Book Page	5682/2050
Instrument	2021048142

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 3, 2019
Property Address	31201 COVE RD, TAVARES, FL 32778-4885
Document Number	0053042151
Book / Page	5304 / 2151
Instrument Date	May 26, 2019
Instrument	2019074808
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	648 BANNING BEACH RD, 648, TAVARES, FL 32778-2152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31201 COVE RD, TAVARES, FL 32778-4885

Mortgage

Document Number	0053042158
Date	Jul 3, 2019
Instrument	5304/2158

Lender

Name	MORTGAGE FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,730 (+15.19%)	$484,131 (+92.04%) Land $391,800 Building $92,331
2024	$4,055.00 (+18.19%)
2023	$3,431.00 (+5.6%) Homeowner's exemption	$251,520 (+3%)	$252,105 (+0.1%) Land $163,800 Building $88,305
2022	$3,249.00 Homeowner's exemption	$244,200	$251,850 Land $163,800 Building $88,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1984–2012)
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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