Goochland County property record for 3120 Three Chopt Rd, Gum Spring, VA 23065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · built 2018 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2026) |
| Tax Bill | $1,997 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210001000056E |
| Primary APN | 210001000056E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4460 |
|---|---|
| Street Address | 3120 THREE CHOPT RD |
| City | GUM SPRING |
| State | VA |
| Zip | 23065-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2-AG/LTD |
| Legal Description | 1 MI E GUM SP 634 1.09AC PAR A1 #20-4867 DB 16 |
| Legal Subdivision | WHITEHALL CREEK SD |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 400400 |
3120 Three Chopt Rd is owned by two individuals who bought it in September 2026.
Source: Goochland County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3762 COUNTY LINE RD, KENTS STORE, VA 23084-2149 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE FIRST BANK AND TRUST COMPANY |
| Mar 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on File |
| Deed Sale | Sep 30, 2026 · Amount on File |
| Prior Sale | Oct 29, 2020 · Amount on File |
| Deed Document Number | 20263602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Sep 30, 2026 |
| Property Address | 3120 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0000003602 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 20263602 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3762 COUNTY LINE RD, KENTS STORE, VA 23084-2149 |
| Document Number | 0000003603, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 20263603 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Oct 29, 2020 |
| Property Address | 3120 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0200004867 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 200004867 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3120 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0200004868 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 200004868 |
| Name | THE FIRST BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Recording Date | Mar 19, 2018 |
| Property Address | 3120 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0180000785 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 180000785 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3120 THREE CHOPT RD, GUM SPRING, VA 23065-2174 |
| Document Number | 0180000786 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 180000786 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3120 Three Chopt Rd was $1,997, up 4% from the year before.
Source: Goochland County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,997.00 (+3.96%) | $376,900 (+3.97%) Land $80,300 Building $296,600 | $376,900 (+3.97%) Land $80,300 Building $296,600 |
| 2025 | $1,921.00 | $362,500 Land $75,200 Building $287,300 | $362,500 Land $75,200 Building $287,300 |
| 2023 | $313,600 Land $57,100 Building $256,500 | $313,600 Land $57,100 Building $256,500 | |
| 2021 | $1,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3120 Three Chopt Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3120 Three Chopt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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