Chautauqua County and Gerry Town property record for 3120 Terry Rd, Sinclairville, NY 14782
| Property Type | Mobile Home |
|---|---|
| Details | 910 sqft · built 1976 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,289 (2026) |
| Deeds & Mortgages | Jul 2026 Construction Loan Jul 2026 Mortgage + 2 more |
| APN | 064489 285.00-1-4 |
| Primary APN | 064489 285.00-1-4 |
|---|---|
| Alternative APN |
|
| Building Area | 910 sqft Living Area |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Mobile Home |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Canopy | 78 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3120 TERRY RD |
|---|---|
| City | SINCLAIRVILLE |
| State | NY |
| Zip | 14782-9708 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | OLD APN: 064489 4-1-17.4 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | GERRY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 36901 |
3120 Terry Rd, a mobile home, is owned and occupied by an individual.
Source: Chautauqua County and Gerry Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4414 BAYVIEW RD, BEMUS POINT, NY 14712-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK |
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK |
| Jun 22, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 24, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jul 30, 2026 |
| Property Address | 3120 TERRY RD, SINCLAIRVILLE, NY 14782-9708 |
| Document Number | 0000005518 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20265518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4414 BAYVIEW RD, BEMUS POINT, NY 14712-9754 |
| Document Number | 0000005518, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20265518 |
| Name | COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 5, 2027 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jul 30, 2026 |
| Property Address | 3120 TERRY RD, SINCLAIRVILLE, NY 14782-9708 |
| Document Number | 0000002966 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20262966 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4414 BAYVIEW RD, BEMUS POINT, NY 14712-9754 |
| Document Number | 0000002966, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20262966 |
| Name | COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 3120 TERRY RD, SINCLAIRVILLE, NY 14782-9708 |
| Document Number | 0000004281 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20264281 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4414 BAYVIEW RD, BEMUS POINT, NY 14712-9754 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | May 24, 2021 |
| Property Address | 3120 TERRY RD, SINCLAIRVILLE, NY 14782-9708 |
| Document Number | DE2021003976 |
| Instrument Date | May 18, 2021 |
| Instrument | DE2021003976 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3928 N SACRAMENTO AVE, CHICAGO, IL 60618-3518 |
The 2026 property tax bill for 3120 Terry Rd was $1,289 with exemptions applied, up 5.4% from the year before.
Source: Chautauqua County and Gerry Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Gerry Town |
| Unified School District | Cassadaga Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289.00 (+5.4%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,223.00 | $36,500 Land $21,100 Building $15,400 | $65,412 Land $37,814 Building $27,598 |
| 2023 | $36,500 (-) Land $21,100 Building $15,400 | $48,200 (+7.59%) Land $27,864 Building $20,336 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $36,500 Land $21,100 Building $15,400 | $44,800 Land $25,898 Building $18,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3120 Terry Rd; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1979–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3120 Terry Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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