3120 SW Kirk Ave, Pendleton, OR 97801 Property Records

Umatilla County property record for 3120 SW Kirk Ave, Pendleton, OR 97801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,500 (Oct 2007)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2N3216AC05600`

Property Details

APN / Parcel Number

Primary APN	`2N3216AC05600`
Alternative APNs	`115173.00` `115173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1981
Exterior Material	Wood Shingle
Roof Type	Gable
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	192 sqft
Patio Area	294 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	115173
Street Address	3120 SW KIRK AVE
City	PENDLETON
State	OR
Zip	97801-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SHERWOOD HEIGHTS BLOCK: 9 LOT: 6
Legal Range	32
Legal Township	02N
Legal Section	16
Legal Subdivision	SHERWOOD HEIGHTS
Legal Block	9
Legal Lot Number	6
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	2
Census Block	2005
Census Tract	950500

Owner

Source: Umatilla County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 28, 2018	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2007 · Amount on Record
Deed Sale	Oct 26, 2007 · Amount on Record
Deed Document Number	20075270562
Last Transfer Date	Jun 22, 2018
Transfer Doc	20186730632
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860

Mortgage

Document Number	20227440688
Date	Jul 22, 2022
Instrument	2022-7440688

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217230128
Date	Jun 15, 2021
Instrument	2021-7230128

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UMATILLA OR
Recording Date	Jun 28, 2018
Property Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860
Document Number	20186730632
Instrument Date	Jun 22, 2018
Instrument	2018-6730632
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3120 SW KIRK AVE, PENDLETON, OR 97801-3860

Mortgage

Document Number	20186730633
Date	Jun 28, 2018
Instrument	2018-6730633

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pendleton City
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+4.94%)	$145,400 (+6.08%) Land $41,090 Building $104,310	$210,760 (+3.75%) Land $41,570 Building $169,190
2023	$2,551.00	$137,060 Land $38,730 Building $98,330	$203,150 Land $50,630 Building $152,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1991–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 77% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PENDLETON serves 16,996 people · EPA ID OR4100613
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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