Highlands County property record for 3120 Spinks Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 899 sqft · built 1983 |
| Lot Size | 0.075 acres (3,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Jun 2023) |
| Tax Bill | $2,702 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | S324911000200220 |
| Primary APN | S324911000200220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 899 sqft Living Area |
| 1st Floor Area | 899 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,250 sqft (0.075 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 396 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 166 sqft |
| Shed | 1 Shed |
| Shed Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3120 SPINKS RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-4360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VILLA ROAD SUB 1ST ADD PB 13-PG 27 LOT 22 BLK 2 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 32 |
| Legal Subdivision | VILLA ROAD SUB 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 961100 |
Source: Highlands County records · APN S324911000200220
Assessment roll updated December 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4110 LAKEVIEW DR, SEBRING, FL 33870-2037 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 15, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 20232156321 |
| Deed Book / Page | 2981 / 1536 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 16, 2023 |
| Property Address | 3120 SPINKS RD, SEBRING, FL 33870-4360 |
| Document Number | 0002156321 |
| Book / Page | 2981 / 1536 |
| Map Reference | MB 13 PG 27 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2156321 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3120 SPINKS RD, SEBRING, FL 33870-4360 |
| Name | Verified Name |
|---|---|
| Address | 4110 LAKEVIEW DR, SEBRING, FL 33870-2037 |
| Document Number | 0029811538 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2981/1538 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 3120 SPINKS RD, SEBRING, FL 33870-4360 |
| Document Number | 0002029606 |
| Book / Page | 2816 / 1205 |
| Map Reference | MB 13 PG 27 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2029606 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3603 CORMORANT POINT DR, 3603, SEBRING, FL 33872-1272 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 SPINKS RD, SEBRING, FL 33870-4360 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,793 (+95.28%) Land $5,000 Building $119,793 | $124,793 (+9.51%) Land $5,000 Building $119,793 | |
| 2024 | $2,702.00 (+227.12%) | ||
| 2023 | $826.00 Homeowner's exemption Disabled Person's exemption | $63,906 (+3%) | $113,954 (+21.29%) Land $3,500 Building $110,454 |
| 2022 | Homeowner's exemption Disabled Person's exemption | $62,045 | $93,950 Land $3,500 Building $90,450 |
Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Lumen Technologies, Verizon.
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHEAST serves 2,828 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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