3120 Smiley Rd, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3120 Smiley Rd, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 5,258 sqft · built 1974
Lot Size	2.11 acres (91,912 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (May 2005)
Tax Bill	$6,111 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12N-21-0131`

Property Details

APN / Parcel Number

Primary APN	`12N-21-0131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,258 sqft Living Area
Gross Area	5,978 sqft
1st Floor Area	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	91,912 sqft
Lot Dimensions	612 ft deep x 150 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	230 sqft
Deck Area	112 sqft
Patio Area	1,135 sqft
Pole Barn	370 sqft
Boat House	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3120 SMILEY RD
City	BRIDGETON
State	MO
Zip	63044-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DORSON MEADOWS LOT 9
Legal Subdivision	DORSON MEADOWS
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	2
Census Block	2000
Census Tract	213203

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit FINANCIAL & MARKETING SOLUTIONS LLC
Oct 28, 2019	Deed of Trust, Mortgage TIAA FSB
Dec 20, 2016	Deed of Trust, Mortgage · Line of Credit FORTUNE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2005 · Amount on Record
Deed Sale	May 10, 2005 · Amount on Record
Deed Document Number	20051097
Deed Book / Page	16523 / 2572
Last Transfer Date	Nov 8, 2023
Transfer Doc	0000000359
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Nov 8, 2023
Property Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016
Document Number	2023110800359
Map Reference	MB 46 PG 33
Instrument Date	Nov 8, 2023
Instrument	2023110800359
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016

Mortgage

Document Number	0244122419
Date	Nov 4, 2020
Book Page	24412/2419
Instrument	2020110400335

Lender

Name	FINANCIAL & MARKETING SOLUTIONS LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016
Document Number	0237804866
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3120 SMILEY RD BRIDGETON MO 630443016, BRIDGETON, MO 63044-3016

Mortgage

Document Number	0237804866
Date	Nov 7, 2019
Book Page	023780/004866
Instrument	728

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3120 SMILEY RD, BRIDGETON, MO 63044-3016
Document Number	0223423185
Book / Page	022342 / 003185
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 12, 2017
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3120 SMILEY RD BRIDGETON MO 630443016, BRIDGETON, MO 63044-3016

Mortgage

Document Number	0223423185
Date	Jan 5, 2017
Book Page	022342/003185
Instrument	791

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,550 (-47.31%) Land $22,290 Building $62,260	$445,000 (-47.31%) Land $117,300 Building $327,700
2025	$6,111.00 (+0.02%)	$160,460 (+112.19%) Land $22,290 Building $138,170	$844,500 (+112.19%) Land $117,300 Building $727,200
2024	$6,110.00 (-0.41%)
2023	$6,135.00 (-9.31%)	$75,620 (-) Land $14,520 Building $61,100	$398,000 (-) Land $76,400 Building $321,600
2022	$6,765.00	$75,620 Land $10,050 Building $65,570
2021			$398,000 Land $52,900 Building $345,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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