3120 S Johnson Rd, Gowen, MI 49326 Property Records

Montcalm County property record for 3120 S Johnson Rd, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1920
Lot Size	0.744 acres (32,422 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2024)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jan 2024 Transfer + 4 more
APN	`014-120-008-00`

Property Details

APN / Parcel Number

Primary APN	`014-120-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,350 sqft Building Perimeter
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	32,422 sqft (0.744 acres)
Lot Dimensions	217 ft deep x 150 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3120 S JOHNSON RD
City	GOWEN
State	MI
Zip	49326-9309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 & 9 COVERT'S ADDITION TO VILLAGE OF GOWEN.
Legal Subdivision	COVERT'S ADDITION
Legal Lot Number	8-9
Jurisdiction	MONTCALM MI
Township / Civil Division	MONTCALM
Census Block Group	4
Census Block	4013
Census Tract	970700

Owner

3120 S Johnson Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS INC
Jan 8, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE MICHIGAN CREDIT UNION
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL BANK & TRUST COMPANY
May 10, 2018	Deed of Trust, Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Feb 1, 1989 · Amount on File
Deed Document Number	20242594
Prior Transfer Date	Jan 3, 2024
Prior Transfer Doc	2024R00189
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Mar 14, 2024
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Document Number	2024R02594
Instrument Date	Mar 12, 2024
Instrument	2024R-02594
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 S GARLOCK RD, CARSON CITY, MI 48811-8534

Mortgage

Document Number	2024R02595
Date	Mar 14, 2024
Instrument	2024R-02595

Lender

Name	NEIGHBORHOOD LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Jan 8, 2024
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Document Number	2024R00189
Instrument Date	Jan 3, 2024
Instrument	2024R-00189
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTCALM MI
Recording Date	Apr 19, 2023
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Document Number	2023R04015
Instrument Date	Apr 15, 2023
Instrument	2023R-04015
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12791 BIG ISLAND DR, GOWEN, MI 49326-9760

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06981
Date	Jun 3, 2022
Instrument	2022R-06981

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R11383
Date	Aug 9, 2021
Instrument	2021R-11383

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3120 S JOHNSON RD, GOWEN, MI 49326-9309
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05539
Date	May 10, 2018
Instrument	2017R-05539

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3120 S Johnson Rd was $2,403, up 192.3% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Montcalm Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,800 (+0.43%)	$187,600 (+0.43%)
2025	$2,403.00 (+192.34%)	$93,400	$186,800
2024	$822.00
2023		$53,800	$53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3120 S Johnson Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 S Johnson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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