3120 Ridgeview Dr, Ely, IA 52227 Property Records

Linn County property record for 3120 Ridgeview Dr, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,703 sqft · built 2017
Lot Size	0.25 acres (10,880 sqft)
Owner	2 Individual Names on File
Last Sale	$363,000 (Jun 2018)
Tax Bill	$7,852 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18323-03009-00000`

Property Details

APN / Parcel Number

Primary APN	`18323-03009-00000`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	10,880 sqft (0.25 acres)
Garage Type	Attached
Garage Area	835 sqft

Location & Zoning

Street Address	3120 RIDGEVIEW DR
City	ELY
State	IA
Zip	52227-9002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 12TH LOT 276
Legal Range	6W
Legal Township	82N
Legal Section	32
Legal Subdivision	SOUTHBROOK 12TH
Legal Lot Number	276
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4051
Census Tract	10700

Owner

3120 Ridgeview Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3120 RIDGEVIEW DR, ELY, IA 52227-9002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	10125 / 175
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 15, 2018
Property Address	3120 RIDGEVIEW DR, ELY, IA 52227-9002
Document Number	0101250175
Book / Page	010125 / 000175
Instrument Date	Jun 5, 2018
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3120 RIDGEVIEW DR ELY IA 52227, ELY, IA 52227

Mortgage

Document Number	101250177
Date	Jun 15, 2018
Book Page	010125/000177

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Mortgage

Document Number	101250190,
Date	Jun 15, 2018
Book Page	010125/000190

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 14, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Ridgeview Dr was $7,852.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,400 (-) Land $49,900 Building $451,500	$501,400 (-) Land $49,900 Building $451,500
2025	$7,852.00	$501,400 Land $49,900 Building $451,500	$501,400 Land $49,900 Building $451,500
2024	$7,852.00
2023		$477,200 Land $49,900 Building $427,300	$477,200 Land $49,900 Building $427,300
2022	$7,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Ridgeview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Ridgeview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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