3120 Potomac Ct, Laredo, TX 78046 Property Records

Webb County property record for 3120 Potomac Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1999
Lot Size	0.093 acres (4,069 sqft)
Owner	Individual Name on File
Tax Bill	$651 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`950-10007-010`

Property Details

APN / Parcel Number

Primary APN	`950-10007-010`
Alternative APN	`223421`

Interior

Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,069 sqft (0.093 acres)
Lot Dimensions	120 ft deep x 34 ft wide
Porch	Open Porch
Porch Area	28 sqft

Location & Zoning

Street Address	3120 POTOMAC CT
City	LAREDO
State	TX
Zip	78046-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 10 BLK 7 SOUTHGATE UNIT II-A PHASE II PUD
Legal Subdivision	SOUTHGATE UNIT IIA
Legal Phase	II
Legal Block	7
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1000
Census Tract	108

Owner

3120 Potomac Ct is owned and occupied by an individual who acquired it in July 2021.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3120 POTOMAC CT, LAREDO, TX 78046-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 16, 2018	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021
Deed Sale	Jul 23, 2021
Prior Sale	Jul 16, 2018 · Amount on File
Deed Document Number	20211436518
Deed Book / Page	5071 / 780
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3120 POTOMAC CT, LAREDO, TX 78046-1709
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5160/290
Date	Nov 29, 2021
Book Page	5160/290
Instrument	1449862

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 16, 2018
Property Address	3120 POTOMAC CT, LAREDO, TX 78046-1709
Document Number	4448/611
Book / Page	4448 / 611
Map Reference	VOL 17 PG 59
Instrument Date	Jul 16, 2018
Instrument	1334359
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 POTOMAC CT, LAREDO, TX 78046-1709
Investor	Possibly a Property Investor

Mortgage

Document Number	1334360
Date	Jul 16, 2018
Instrument	1334360

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3120 Potomac Ct was $651 with a homeowner's exemption, down 11.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,716 (+6.91%) Land $45,247 Building $92,469	$137,716 (-0.66%) Land $45,247 Building $92,469
2025	$651.00 (-11.31%) Homeowner's exemption	$128,815	$138,636
2024	$734.00
2023		$122,723 Land $26,408 Building $96,315	$122,723 Land $26,408 Building $96,315
2022	$656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3120 Potomac Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3120 Potomac Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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